The VA Loan Debate: Analyzing Dave Ramsey's Perspective

America's #1 Female VA Lender Analyzes Dave Ramsey's position on VA loans. Dave Ramsey is not known to be the biggest advocate for VA loans. He and his team shake their heads and often look flabbergasted when a Veteran says they are doing a VA loan with zero down. What is this all about? In this video I cover each of Dave Ramsey's points about VA and examine if they make sense. ⭐Have mortgage questions? Pick a time that works best for you here https://calendly.com/jennifer-beeston ⭐Ready to get preapproved? www.zerostressmortgage.com Text me after you fill out with your name 707-478-0637 so I can alert team ⭐ Call Me: My cell phone is 707-478-0637 I am happy to help. Let’s get you home!:) ⭐Google Reviews: https://tinyurl.com/jenniferbeestonre... -------------------------------- Licensing info: Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611 Branch Address: 1750 N University Drive, Coral Springs, Florida, 33071 Equal Housing Lender For licensing, go to www.nmlsconsumeraccess.org Top 1% in the nation 2016-2022 www.zerostressmortgage.com NMLS 247743 Guaranteed Rate NMLS 2611 To access Guaranteed Rate: https://www.guaranteedrate.com/discla... https://www.guaranteedrate.com/licens... My State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY – 8203 Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency. Timestamps: 0:00 Intro 0:45 Dave Ramsey's Criticism of VA Loans 1:00 1. Zero Downpayment Is Bad 2:40 Why He's Wrong 6:00 2. VA Loans Have A Lot Of Fees 6:30 The Loan Has Less Costs... 9:30 Military Towns 10:05 3. Interest Rates Are Higher Than Other Loans 10:30 Its Untrue In Most Cases 12:45 So What Does He Think of VA Loans? 13:25 Take His Advice With A Grain of Salt 15:00 Just Listen To Professionals