How To Put a House in a Trust in Georgia Without a Lawyer (Avoid Probate & Save $5,000!)

Putting your house into a revocable trust in Georgia requires a new deed signed by you, notarized, and recorded with your county clerk. If the deed is wrong or never recorded, the house stays outside the trust and your family goes through probate anyway. Want help making sure your house is correctly titled in your trust and protected from probate? https://www.thehivelaw.com/start/ How to prepare a new deed that transfers your house into your revocable trust in Georgia What the deed must say to name the trust as the new owner without triggering a lender dispute How to sign, notarize, and record the deed with your county clerk's office Why federal law protects you from the due-on-sale clause when you transfer to a revocable trust How to protect your Georgia homestead exemption after the deed transfer What the recorded deed looks like and how to confirm the transfer worked This video is for Georgia homeowners who have a revocable trust or are setting one up and want to fund it correctly. Most people sign the trust documents and assume the house is covered. The house is not in the trust until the deed is retitled in the trust's name. Without that step, the house goes through probate regardless of what the trust says. Related Videos How to Put Your House Into a Revocable Trust    • How to Put Your House Into a Revocable Tru...   How to Fund a Revocable Living Trust in Georgia    • How to Fund a Revocable Living Trust in Ge...   What Happens to Your House When You Die    • What Happens to Your House When You Die   Learn More Deed Transfer Into a Trust https://www.thehivelaw.com/estate-pla... Revocable Living Trust https://www.thehivelaw.com/revocable-... FREQUENTLY ASKED QUESTIONS Can you put a house into a trust in Georgia without a lawyer? Yes. Georgia allows property owners to prepare and record a new deed themselves. The deed must meet specific formatting and content requirements before the county clerk will accept it for recording. Does transferring a house to a trust trigger the due-on-sale clause on my mortgage? No. Federal law under the Garn-St. Germain Depository Institutions Act explicitly prohibits lenders from calling a loan due when a borrower transfers their primary residence to a revocable living trust where the borrower remains an occupant. Do I need to reapply for my homestead exemption after transferring my house to a trust? In many Georgia counties, yes. The exemption does not automatically transfer with the deed in all counties. Filing a new application by April 1 of the year following the transfer protects the exemption. Check with your county tax assessor's office to confirm the requirement where your property is located. What type of deed do I need to transfer my house to a trust in Georgia? A warranty deed or quitclaim deed can transfer the property. The deed must correctly name the trust, the trustee, and the date of the trust to be valid. The exact language matters. Does my house avoid probate if it is inside a revocable trust? Yes. When the deed is correctly retitled in the trust's name, the trust controls what happens to the house when you die. No court involvement is required. The successor trustee handles the transfer directly. Can I transfer my house to a trust if I still have a mortgage? Yes. Federal law protects this transfer for primary residences. The mortgage terms, interest rate, and payment schedule are not affected by the transfer. What does the deed look like after I transfer my house to a trust? The recorded deed will show the trust as the owner, written as: "[Your Name], Trustee of the [Trust Name] dated [Date]." This is how it appears on the county records and confirms the transfer was completed correctly. If you want help making sure your house is properly titled in your trust, click the link in the description to get started for free. https://www.thehivelaw.com/start/ What We Cover: The Hive Law is an estate planning law firm helping families protect what they have built. We specialize in revocable trusts, irrevocable trusts, and LLC structures for families, rental property owners, and business owners. Visit us at https://www.thehivelaw.com This video is for educational purposes only and does not constitute legal advice. No attorney-client relationship is formed by watching this video. Consult a licensed attorney in your state for advice specific to your situation. #estateplanning #revocabletrust #probate #livingtrust #trustfunding #georgiarealestate #houseintrust #deedtransfer #probateavoidance #georgiaestatelaw