FARM INSURANCE SHOCKER What YOU DON'T KNOW About Claims!
When disaster hits a farm, the real test of an insurance policy begins. In this clip, Ebbe Rabie, agricultural insurance specialist and Founder & Managing Director of Tiger Risk, explains what many farmers and agricultural businesses only discover when it is time to claim: not everything on a farm is automatically covered, and the way assets are insured can make a major difference to the final payout. Ebbe discusses the difference between crop cover, physical farm assets, infrastructure, packhouses, forklifts, irrigation equipment, hail nets, flood cover, business interruption and the risk of being underinsured. He also explains why replacement values, asset policies, gross profit calculations and correct valuations matter long before a claim is submitted. For farmers, packhouses, exporters and agribusinesses, this is a practical reminder: insurance is not only about having a policy. It is about understanding what that policy will actually do when the damage is real. Watch the full conversation on the Lucentlands Podcast. #LucentlandsPodcast #FarmInsurance #AgriculturalInsurance #Claims #FarmRisk #SouthAfricanAgriculture #FloodDamage #Agriculture #TigerRisk
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