Roth vs. Traditional ¿Sabes Realmente Cuál Te Conviene Antes de Jubilarte?

Most people start contributing to their retirement account without asking themselves the most important question: 👉 When do you want to pay the IRS—today…or when you’re already retired? Because that decision, which many make without thinking, can mean thousands of dollars of difference in the real value of your savings. In this episode of Let’s Talk Money, we compare Traditional and Roth accounts using updated IRS data from 2026—so you can make this decision with information, not assumptions. Because there’s no one-size-fits-all answer. There’s the right answer for your situation. If you have a 401(k), IRA, or are thinking about how to maximize your retirement savings, this episode is for you: 👉 Do you really know how much of your savings you’ll keep after taxes? It’s not just about how much your money grows. It’s about how much you actually have left. 🔔 Subscribe to Let's Talk About Money for content on: ✔ Smart Retirement ✔ 401(k) and IRA Strategies ✔ Retirement Tax Planning ✔ Practical Financial Education 💬 Question for you: Do you have a Traditional, Roth, or other savings account, or are you still unsure which one is best for you? 📩 If you want to know exactly which account makes the most sense for your situation: Write "RETIREMENT" in the comments and we'll send you access to our platform so we can strategically plan your retirement. 📞 Contact us: 323-639-7177 📅 Schedule a call with my team: https://api.leadconnectorhq.com/widge... 🌐 www.TeresitaEspinoza.com 📸 Instagram:   / teresitaespinozacfg   🎵 TikTok:   / teresitaespinoza805   📘 Facebook:   / capitalfuturegroup   📚 Book: You Only Retire Once! https://www.amazon.com/dp/B0DJ5VH2H4 ⚠️ The content of this channel is for educational purposes only and does not constitute financial, legal, or tax advice. For important decisions, always consult with a professional who can evaluate your personal situation. #Retirement #RothVsTraditional #RothIRA #401k #IRA #TaxPlanning #LetsTalkMoney #SmartRetirement #FinancialEducation