Roth vs. Traditional ¿Sabes Realmente Cuál Te Conviene Antes de Jubilarte?
Most people start contributing to their retirement account without asking themselves the most important question: 👉 When do you want to pay the IRS—today…or when you’re already retired? Because that decision, which many make without thinking, can mean thousands of dollars of difference in the real value of your savings. In this episode of Let’s Talk Money, we compare Traditional and Roth accounts using updated IRS data from 2026—so you can make this decision with information, not assumptions. Because there’s no one-size-fits-all answer. There’s the right answer for your situation. If you have a 401(k), IRA, or are thinking about how to maximize your retirement savings, this episode is for you: 👉 Do you really know how much of your savings you’ll keep after taxes? It’s not just about how much your money grows. It’s about how much you actually have left. 🔔 Subscribe to Let's Talk About Money for content on: ✔ Smart Retirement ✔ 401(k) and IRA Strategies ✔ Retirement Tax Planning ✔ Practical Financial Education 💬 Question for you: Do you have a Traditional, Roth, or other savings account, or are you still unsure which one is best for you? 📩 If you want to know exactly which account makes the most sense for your situation: Write "RETIREMENT" in the comments and we'll send you access to our platform so we can strategically plan your retirement. 📞 Contact us: 323-639-7177 📅 Schedule a call with my team: https://api.leadconnectorhq.com/widge... 🌐 www.TeresitaEspinoza.com 📸 Instagram: / teresitaespinozacfg 🎵 TikTok: / teresitaespinoza805 📘 Facebook: / capitalfuturegroup 📚 Book: You Only Retire Once! https://www.amazon.com/dp/B0DJ5VH2H4 ⚠️ The content of this channel is for educational purposes only and does not constitute financial, legal, or tax advice. For important decisions, always consult with a professional who can evaluate your personal situation. #Retirement #RothVsTraditional #RothIRA #401k #IRA #TaxPlanning #LetsTalkMoney #SmartRetirement #FinancialEducation
How Much of Your 401(k) Is Too Exposed to the Market Near Retirement
5 Errores Comunes Con Tu Roth IRA Que Te Pueden Costar Miles en Penalidades
How to Reduce Taxes Before and During Retirement — What Nobody Tells You
AJ Styles On Retirement, Gunther, Hall Of Fame, John Cena, One More Match?
You're Paying for Your House Twice… and You Probably Don't Know It
What Happens to Your 401(k) When You Die — And Nobody Is Telling You
62, 67, or 70 — At What Age Should You Claim Your Social Security?
These Are Our Roth IRA Investments (Updated 2026)
🟢 LAS OBLIGACIONES de los JUBILADOS fuera de USA lo que tienes que saber PARA NO tener problemas
QUE SON LOS TRUST: Cómo funcionan y cómo se forman LIBRES DE IMPUESTOS. Ep. 258
Social Security at 62 vs 70: The Math Everyone Gets Wrong
What Your 401(k) Will Cost Your Children When You're Gone
comprar TRES casas en TRES años
The Millionaire Trap Nobody Talks About
How much does Social Security pay with 10 years of work? Example with the official calculator
¿Necesito YO tener un Living TRUST?
¿Cuál es mejor Traditional IRA o Roth IRA?
How Much Should You Have in Your 401(k)? (The Answer Isn't What You Think)
La Estrategia Oculta Para Ganarle al Banco | Ahorra Cientos de Miles en Intereses
