My SRS Journey: Tax Relief, Investment, and 30% Gains (Answering your questions 🤔)

🙂 Sponsor: FSMOne 🎁 Invest your SRS funds with FSMOne and receive up to $200 T&Cs apply ➡️ https://secure.fundsupermart.com/fsmo... Join FSM Invest Expo 2026 – the ultimate one-day event that brings investors together! 🙋🏻‍♀️ I’m going! 📅 Date: 17 January 2026 📍 At: Suntec Convention Hall 403 👉 Sign up: https://bit.ly/DemixExpo26 ⭐️ FSMOne Account Sign-up: https://secure.fundsupermart.com/fsmo... (Use Code: FSM1DEMI) FSMOne Platform Enquiry: [email protected] FSMOne Investment Advice: [email protected] 🔗 ETF / Fund Selector Tool ➡️ https://secure.fundsupermart.com/fsmo...    • 6-Month Review: Investing in the S&P 500 P...      • I found the CHEAPEST way to Invest into th...      • I Contributed $15,300 to my SRS Account fo...   Answering your most asked question - "When should I Top Up SRS for Tax Relief?" & "How Much Tax Do I Actually Save?". In this video, I break down how I personally think about it, how much tax I saved when I finally topped up my SRS in 2024, and what I chose to invest those funds in. I’ll also walk you through my actual numbers (yes, the real ones 😅), my SRS portfolio update that’s currently up 30.7%, and how I use FSMOne to invest using SRS funds. Whether you’re earning $40K, $80K or $100K+, I hope this video helps you understand when it actually makes sense to top up your SRS — and what to look out for before doing so. ----------------------------------------------- Connect With Me ------------------------------------------------ 🧡 Get My Notion Finance Tracker to start managing your finances here ➡️ https://bit.ly/3TrGq0F 🙂 My Official Telegram Channel ➡️ https://t.me/+0maYuaWsmOZmYTk9 📫 Email — [email protected] 👋🏼 Instagram —   / demiizhuangg   🌐 My Website — https://demizhuang.com 📩 Sign up for my Free Newsletter - https://demizhuang.substack.com/ ------------------------------------------------ Disclaimer Hey guys, I just wanted to mention that with all the videos I've posted to-date should not be taken as financial, investment or trading advice. All views expressed in the videos are that of mine. Remember to always do your own research before making any decision. All that I've mentioned in the videos are ways and how it has helped ME in my personal finance journey. I hope you take away snippets of insights and if it can be applied to your financial situation that'll be great. I do not represent and will not be liable in any way for the decisions you make after watching the video. 🫡 Some links above are affiliate link. I earn a little at no cost to you! All views expressed in the video are the independent opinions of mine. Neither iFast Financial Pte Ltd or its affiliates shall be liable for the content of the information provided. This advertisement has not been reviewed by the Monetary Authority of Singapore. ------------------------------------------------ ⏱️ TIMESTAMPS: 00:00 – Introduction 00:25 – What is the Supplementary Retirement Scheme (SRS)? 01:39 – When Should You Top up SRS for tax relief? 02:24 – My 2023 vs 2024 Tax Savings Breakdown 05:11 – What I did With My SRS Top-Up in 2024 & Profits 05:55 – Benefits of Topping up SRS 06:30 – What Can You invest in with SRS funds? 07:19 – Brokers that support SRS stock investing 07:56 – Invest into ETFs with SRS funds 08:38 – Why I chose FSMOne + how I invest using it 09:50 – Outro & final thoughts