Ela chegou à liberdade financeira aos 26 anos (e abriu mão de QUASE tudo) | Terça de Valor #EP14

👉UP TO 60% OFF ON ORION RESEARCH WALLETS: https://lp.orionresearch.com.br/orion... At 26, Rayssa Leão achieved financial freedom, but the story behind this result is one of extreme discipline and difficult choices. In this episode #14 of Terça de Valor, she tells how she went from a R$ 500 intern salary (which she spent entirely) to being able to support herself solely through investments, living "10 steps below" what she could afford, reversing the order that most people follow (no car, house or travel first) and keeping 95% of her assets invested. She also shares her current passive income strategy (REITs, fixed income, stocks in the BES model and ETFs abroad), her view on the best time for real estate funds, and the iconic moment in the contest where she almost won and is now grateful for having lost. 🎙️ MEET RAYSSA LEÃO: YouTube:    / @sebanque   Instagram: @sebanquem 🧾 Legal Notice 🧾 The content of this video is purely informational. Nothing here should be considered investment advice or tax advice. The content of this video reflects only the views and opinions of the presenter, who is not a licensed investment agent/advisor. Trading financial assets of any kind (especially variable income and cryptocurrencies) carries considerable risk of loss. The presenter does not guarantee any type of result. 🎯 WHAT YOU WILL SEE IN THIS EPISODE: 00:00 — Financial freedom at 26: getting to know Rayssa Leão 01:02 — The journey: from a R$ 500 salary that disappeared every month 02:41 — The turning point: when she decided to study and invest 03:20 — The moment for fixed income: where are the opportunities today? 05:01 — Why are IPCA+ bonds so attractive? 08:16 — The strategy for the stock market in the second half of 2026 08:45 — Passive income as a central philosophy 11:20 — The best time for REITs (from both perspectives) 12:32 — Her REIT portfolio: logistics, shopping malls, and paper 14:49 — The brick-and-mortar vs. paper division and the 50/50 balance 17:48 — The equity strategy in the BES model (bank, energy, sanitation, (Insurance) 20:37 — The efficient market theory and ETFs abroad 22:01 — The vision on cryptocurrencies (the basics without error) 24:10 — The portfolio division: 70% REITs, stocks, fixed income and abroad 28:03 — How she achieved financial freedom at age 26 29:45 — The real cost: living "10 steps below" and focusing on contributions 33:44 — "Was it worth it?": the contest, the close call and the life-changing event 43:21 — The final message for those who are starting out (the first 30-cent dividend) 📱 FOLLOW ME ON SOCIAL MEDIA: Instagram: @gabrielportofiis 🔔 SUBSCRIBE to the channel and activate the bell so you don't miss the next episodes of Tuesday of Value. #ValueTuesday #RaíçaLeão #Cibank #FinancialFreedom #RealEstateFunds #REITs #PassiveIncome #EarlyRetirement #InvestmentsBrazil #GabrielPorto