Second Property on the Horizon? Here's the Remortgage Reality

Want to remortgage your buy-to-let to buy a second property? This video shows you exactly how — including the two tests every lender will run, the realistic timeline brokers won't tell you about, and a real case study of a client who released equity from one Leeds property to buy three more. Nearly 4 in 10 UK landlords are planning to remortgage in the next 12 months. Most go in without knowing what lenders are actually looking for. This video changes that. Remortgage Readiness Checklist & ICR Stress Test Worksheet - https://mailchi.mp/fraterpropertypart... Get in touch with the team - https://fraterpropertypartners.com/wo... Note: The 5.5% stress rate referenced applies to 5-year fixed BTL products. Lenders may apply a higher stress rate on 2-year fixes — speak to a whole-of-market broker to confirm the rate applicable to your situation Chapters: 0:00 - Introduction 1:08 - What is a remortgage and why do it? 3:46 - The Tests to release equity 7:14 - The Process 9:39 - Case Study 14:31 - Summary & Working with Frater #remortgage #buytolet #ukpropertyinvestment #btlmortgage #propertyportfolio