50.000€ în plus la 1 milion vânzări, fără reclame noi | Adrian Postolache, Zen.com

Sell ​​online with https://www.gomag.ro/ Money is not just about how much you sell, but about how much you lose along the way without even noticing. Currency conversion, commissions, payment methods, the speed with which the money enters your account — it all adds up at the end of the year. We had Adrian "Gigi" Postolache from Zen.com in the studio at Gomag again and we talked about money, payments and cashflow for e-commerce entrepreneurs. How do you move the payments side from the accounting area to the growth area, why a store with 1 million euros per year can get tens of thousands of euros more just from optimization, how Gigi collected over 7,000 lei back just by using her card and what's next with digital euros, stablecoins and agentic commerce. 📲 Let's stay in touch: Community:   / gomagro   Instagram:   / gomag.ro   Podcast: https://www.gomag.ro/blog/doza-ecommerce Blog: https://www.gomag.ro/blog/ Gomag Academy: https://academia.gomag.ro/ Chapters: 0:00 Intro 0:36 Who is Adrian "Gigi" Postolache and what does Zen do 2:10 Fintech, neobank and payment processor: what is Zen really? 2:41 What is the difference from Revolut? 3:26 Neobank vs. classic bank 4:42 Why Zen entered Romania 7:08 How it raised 7,000 lei just by paying with a card 8:11 Wallet, top-up and auto top-up, in everyone's understanding 9:40 Payments are not about accounting, but about growth 10:30 For €1 million in sales, how much do you get from an extra 3% on conversion 11:02 Buy now pay later, open banking, Google Pay and Apple Pay 13:50 Exchange rate and instant transfers to suppliers 16:10 How long does it take to have the money: T+0 and instant settlement 18:34 How to test a new market without losing money 20:11 The Baltics, Germany and why local jokes matter 22:06 Blik in Poland: 60-70% of payments 27:49 The future of money: digital euro and stablecoins 32:01 Security, fraud and regulation (MiCA) 35:20 Why many entrepreneurs don't look at the financial side 37:09 AI: rapid synthesis vs. real learning 42:43 Agentic e-commerce: how ready is the market 47:09 What metrics to track when it comes to money 49:19 Where to find Gigi and the Zen team Adrian "Gigi" Postolache: [email protected] Zen: https://zen.com Gomag has native integration with Zen — you activate it whenever you want, directly from the platform. FAQ: What is Zen.com? Zen is a fintech company from Poland, launched in 2019. It's a combination of a neobank and a payment processor: it keeps your money in a wallet, gives you an IBAN account, and also processes card payments. Zen is a Visa and Mastercard principal member. What's the difference between Zen and Revolut? Revolut is a neobank. Zen is a hybrid: neobank, wallet and payment processor at the same time. Zen does not provide credit and does not want to become a classic bank. What does neobank mean? A 100% digital bank, without physical branches, focused on digital services for the money you keep there. What does T+0 settlement mean? The money from sales is instantly accessible in your account. If you have sold 1,000 euros by 12:00, at 12:01 you have it in your account. Does Zen have integration with Gomag? Yes, Gomag has native integration with Zen. You activate it whenever you want, directly from the platform. How can an online store earn more without increasing the advertising budget? In the episode, Gigi gives the example of a business worth 1 million euros per year: a 3% increase in conversion means 30,000 euros, and optimizing the exchange rate can add another 20,000. Money from optimization, not from additional advertising. #cugomag