No. 1 Money Expert: Do This To Become Financially FREE With An Average Salary! | Sammie Ellard-King

Joining us in the booth this week is Sammie Ellard-King who is a financial educator and founder of up the gains a financial literacy platform to help people with their finances. In this episode we discuss How Sammie got out of £24,000 debt in 18 months How to identify your financial freedom number The exact steps to go from debt to financial freedom Side hustle vs a side business Why your side business doesn't need to make £10,000 a month How much you should Save vs how much you should Invest How investing can help you to achieve financial freedom and much more! 🔗 Connect with Sammie on: Instagram:   / upthegainsmoney   Youtube:    / @upthegainsmoney   Sponsors 🌍 WorldFirst 🌍 Sign Up For a ‘One World Business Account’ for FREE with 0.5% FX fees and ZERO monthly fees and receive a £200 sign up bonus here: https://www.worldfirst.com/uk/campaig... ⚡️Trading 212⚡️(The investing platform I use) Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL ➡️ Follow Savvy Wallet on: Instagram:   / savvywallet   TikTok:   / savvywallet   🎙 Listen to The Savvy Wallet Podcast on: Apple Podcasts: https://podcasts.apple.com/gb/podcast... Spotify: https://open.spotify.com/show/140VU4f... Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: 📚Coursera https://imp.i384100.net/savvywallet Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 0:00 - Preview 0:59 - Intro 1:34 - Meet Financial Educator Sammie 4:14 - WorldFirst Ad 5:24 - Growing up in St Albans 9:15 - How I became a Marketing Director by 29! 14:37 - Trading 212 Ad 15:50 - Moving from Marketing Director to a hospitality business 20:59 - Why I created up the gains 23:34 - I paid off £24,000 debt in 18 months. How I did it 28:27 - What is your financial freedom number? 30:56 - The different types of financial freedom! 35:35 - Side hustle vs Side business 46:57 - Examples of side hustles 51:23 - How to identify the right side hustle for you 55:54 - How much should you save every month? 1:00:29 - Cash ISA vs a Stocks and Shares ISA 1:04:09 - Why you should invest! Pro’s and Cons 1:07:55 - Exact steps for you to start investing today! 1:13:40 - How I built my six figure investment portfolio 1:18:19 - How to develop your investor mindset 1:22:33 - The importance of getting to £100k net worth quickly! 1:26:07 - Financial literacy platform up the gains 1:28:03 - Final words Other EPISODES to watch: EP. 140 - CAREER EXPERT: Follow These Steps! Double Your Income Fast With This Proven Formula! ft. Vera Okojie    • Career Expert: Don't Let AI Take Your Job!...   EP. 139 - MONEY MAKING EXPERT: Learn This! The Essential Habits That Built 3 Businesses Globally! ft. Darren Bond    • Money Making Expert: Learn This! The Essen...   EP. 138 - SELF MADE MILLIONAIRE: STOP Wasting Time! This Is How YOU Become Rich & Stay Rich!    • Self Made Millionaire: STOP Wasting Time! ...   EP. 137 - PRIVATE BANKER: STOP Doing This! 4 Things You Must Do To Become Rich! ft. 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