【家計簿公開】共働きでも奨学金確定!? 学資保険と子ども手当じゃ足りない…我が家の学費リアル公開|共働き家計簿

Honestly, we don't have enough money. Mortgage, car loan, daily living expenses, and education costs. Even with both parents working in their 40s, when we factor in our children's college expenses, the reality is that they'll likely end up on a scholarship. Today, I'll be revealing all about our family's "tuition savings" strategy. 📌Video Contents Child allowance and education insurance savings status Projected savings by college age Balance between cash, NISA, and insurance Our thoughts on scholarships Real-life household budget thinking for a couple in their 40s Mortgage (¥26 million remaining) + two cars + education costs. Even with all that burden, how do we manage to save little by little? I'm sharing my thoughts openly with other dual-income families struggling with similar issues. ⸻ 👨‍👩‍👧‍👦 Channel Introduction On this channel, a dual-income family of four in their 40s living in the countryside chronicles their lives through "household accounting," "savings planning," and "asset management." ▶ Household Accounting/Asset Disclosure Series ▶ 1 Million Yen Annual Savings Plan ▶ Land Cruiser Purchase and the Reality of Household Finances ▶ Balancing Savings, Savings, and Investments 🔹Subscribe to the Channel👇 📌[Pinosuke's Household Accounting for a Working Dad] https://www.youtube.com/@pinosuke-kak... Related Videos [Household Accounting Disclosure] Summer Vacation Blowout! August household budget for a dual-income family: Mortgage and Land Cruiser maintenance costs shake the family budget.    • 【家計簿公開】夏休みで赤字突入!住宅ローン&ランクル維持費に家計が震える共働き8月家計簿   [Household budget reveal] Mortgage bankruptcy is in sight... Salary cuts and summer vacation expenses put us straight into the red. Managing the household finances of a dual-income family of four in their 40s    • 【家計簿公開】住宅ローン破産の未来が見える…給料ダウン×夏休み出費で赤字まっしぐら。...   [Household budget reveal] How to spend our summer bonus | The reality of paying off a 27 million yen mortgage and a 250-yen Land Cruiser | Dual-income family budget for 40s https://youtube/0W5-LGbpT9Y #ReviewingHouseholdBudgets #DualIncomeFamilyIn40s #Mortgage #CarLoan #Can'tSave #HouseholdBudgetReveal #HouseholdBudgetImprovement #TsumitateNISA #EducationExpenses #FamilyBudgetForFamilyOf4 #HouseholdBudgetRoutine #LifeWithDebt #PinosukeDualIncomeDad'sHouseholdBudget #SummerVacationHouseholdBudget #TsumitateNISA

【1000万円】3人目の出産あきらめる人も?想像してた暮らしと違う?所得制限の崖?当事者に聞く|アベプラ
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【1000万円】3人目の出産あきらめる人も?想像してた暮らしと違う?所得制限の崖?当事者に聞く|アベプラ

【子育てと学ぶ】学生を支援するはずの奨学金が、逆に苦しめる【カミコとマナブ】
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【子育てと学ぶ】学生を支援するはずの奨学金が、逆に苦しめる【カミコとマナブ】

共働きは後悔する?子どもの年収・性格への影響が分かってきました
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共働きは後悔する?子どもの年収・性格への影響が分かってきました

貯金ゼロ😱アラフィフ夫婦の脱・赤字家計!|夫の給料体系が変わってピンチ!|中高一貫校の学費&大学費用出せないかも・・・
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貯金ゼロ😱アラフィフ夫婦の脱・赤字家計!|夫の給料体系が変わってピンチ!|中高一貫校の学費&大学費用出せないかも・・・

【悲報】5人家族、借金あるのに夫が突然無職になりました。#5
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【悲報】5人家族、借金あるのに夫が突然無職になりました。#5

家計の見直しは11月が最適!節約アドバイザーに聞いた支出見直しポイントと理想的な支出の目安【Nスタ解説】|TBS NEWS DIG
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家計の見直しは11月が最適!節約アドバイザーに聞いた支出見直しポイントと理想的な支出の目安【Nスタ解説】|TBS NEWS DIG

【5月家計簿】4人家族の生活費51万って高い?|5月の家計を公開します【主婦| 家計管理| 節約したいけど…】
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【5月家計簿】4人家族の生活費51万って高い?|5月の家計を公開します【主婦| 家計管理| 節約したいけど…】

[Bonus Reveal] Our Summer Bonus Was Cut by 100k! Should We Sell the Land Cruiser? A Dual-Income C...
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[Bonus Reveal] Our Summer Bonus Was Cut by 100k! Should We Sell the Land Cruiser? A Dual-Income C...

【知らないと損】教育費のピークで家計が崩れる40代・50代の現実、奨学金と新NISAをどう組み合わせるか整理
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【知らないと損】教育費のピークで家計が崩れる40代・50代の現実、奨学金と新NISAをどう組み合わせるか整理

[May Budget Reveal] With Voiceover🎏 Low-Motivation Housewife: Gotta Stop Slacking on the Budget /...
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[May Budget Reveal] With Voiceover🎏 Low-Motivation Housewife: Gotta Stop Slacking on the Budget /...

利子付きの奨学金返すのがきつかった話
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利子付きの奨学金返すのがきつかった話

【大学費用公開】受験~入学&授業料&生活費全部でいくら?奨学金はいくら借りた?低収入&子ども3人世帯の奨学金事情も
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【大学費用公開】受験~入学&授業料&生活費全部でいくら?奨学金はいくら借りた?低収入&子ども3人世帯の奨学金事情も

【家計簿公開】毎月1万円しか残らない... 30代共働き夫婦子供1人 世帯年収500万円で3,500万円の住宅ローン組んだ我が家の家計簿公開!
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【家計簿公開】毎月1万円しか残らない... 30代共働き夫婦子供1人 世帯年収500万円で3,500万円の住宅ローン組んだ我が家の家計簿公開!

【借金地獄】適当に銀行を決めて超絶後悔…世帯年収750万円で5400万円のペアローンを借りた末路【注文住宅】【マイホーム】
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【借金地獄】適当に銀行を決めて超絶後悔…世帯年収750万円で5400万円のペアローンを借りた末路【注文住宅】【マイホーム】

【家計管理初心者】固定費を書き出した結果…
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【家計管理初心者】固定費を書き出した結果…

【大学合格後!予想外にかかるお金】え?入学金と授業料だけじゃないの⁈親のリアル体験談!
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【大学合格後!予想外にかかるお金】え?入学金と授業料だけじゃないの⁈親のリアル体験談!

[1.5 million yen a year] How I saved up for the education expenses of two university students! Th...
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[1.5 million yen a year] How I saved up for the education expenses of two university students! Th...

[Revenue disclosure] Can you really earn this much? Revenue from 2,000 subscribers | Real income ...
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[Revenue disclosure] Can you really earn this much? Revenue from 2,000 subscribers | Real income ...

[Bankruptcy Guaranteed] The fate of taking out a mortgage with a household income of 5 million ye...
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[Bankruptcy Guaranteed] The fate of taking out a mortgage with a household income of 5 million ye...

[Audio Included] Household Budget Reveal | The Aftermath of a Family of 5 with No Savings Buying ...
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[Audio Included] Household Budget Reveal | The Aftermath of a Family of 5 with No Savings Buying ...