Bank Rate Explained||Bank rate in Hindi||बैंक दर क्या है || Bank Rate UPSC || Discount & Bank Rate

RBI want to maintain Price stability in the economy. For Price stability RBI has several monetary policy instruments. Bank rate is a traditional monetary policy instruments. Bank rate also known as rediscount rate. In simple form bank rate is the rate at which rbi provide loan to commercial bank. Here loan provided by rbi will be long run loan. And commercial bank also provide loan to public and businessman. The rate at which commercial bank provide loan to public or businessman called lending rate. Lending rate always high than bank rate , because commercial banks are profit making institution. If in economy recession going on then RBI want to inject money in the economy, for this RBI reduce bank rate and provide cheap loan to commercial bank . When commercial bank take cheap loan from rbi, they also reduced their lending rate. Lower lending rate attract public and businessman to borrow more and more. In this way liquidity inject in the economy. Vise versa when inflation going on in the economy RBI want to withdrawal liquidity from the economy. For this rbi increase bank rate and provide dearer loan to commercial bank. When commercial bank take dearer loan they provide dearer loan to public to public. If lending rate is high public and businessman want to borrow lower loan, in this way liquidity absorbtion will take place. आरबीआई का प्रमुख उद्देशय अर्थव्यवस्था में मूल्य स्थिरता है। आरबीआई मूल्य श्थिरता के लिए अनेक यन्त्र प्रयोग में लाता है।बैंक दर एक महत्वपूर्ण यन्त्र है।आरबीआई जिस दर पर वादिज्यिक बैंकों को लोन प्रदान करता है उसे बैंक दर कहा जाता है। बैंक जिस दर पर पब्लिक को लोन देते हैं उसे लेंडीग दर कहा जाता हैं। बैंक डर सैदेव ही लैंडिंग दर से कम होता हैं ।इसका कारण बैंको का लाभ के लिए काम करना है।बैंक दर,बैंक दर की नीति क्या है,आर बी आई की बैंक दर नीति क्या है,बैंक दर व मुद्रास्फीति,गुड़ात्मक मौद्रिक नीति,bank rate,repo rate,reverse repo rate,monetary policy,monetary and fiscal policy,monetary policy of rbi,inflation and bank rate,recession and bank rate,bank rate policy,price stability by bank rate,bank rate kya,bank rate kya hai,bank rate kya hai in hindi,bank dar policy,rediscount rate,rbi ka bank rate