401(k) vs Roth IRA — THE REAL NUMBERS Nobody Shows You

401(k) vs Roth IRA is one of the most important retirement debates in personal finance, but most people only compare account balances — not the real money they actually get to keep. In this video, we break down the real math behind a 401(k) and a Roth IRA by comparing two investors over 30+ years. One uses a traditional 401(k) with an employer match and tax deduction. The other uses a Roth IRA with tax-free retirement withdrawals and more flexibility. You’ll see how employer match, tax deductions, tax-free growth, required minimum distributions, Social Security taxes, contribution limits, early withdrawal rules, and future tax rates can completely change the result. A 401(k) can look bigger on paper. A Roth IRA can feel smaller at first. But once taxes, withdrawals, and retirement income are included, the real winner may surprise you. If you’ve ever asked yourself whether a 401(k) or Roth IRA is better, this video shows the full retirement math most people ignore. Click here to subscribe: https://bit.ly/4poHmCd Disclaimer: This content is for entertainment and educational/informational purposes only. It is not financial, investment, tax, legal, medical, or psychological advice. Always do your own research and consult a qualified professional before making financial decisions. #401k #RothIRA #RetirementPlanning #PersonalFinance #WealthBuilding