【給料日ルーティン】貯金ゼロから抜け出したリアル家計管理｜絶対に赤字にしない現金の振り分け方◎GWの散財を救った秘密♡

[🌷Free access to the "Household Budget Management Philosophy" that helped me escape from zero savings!] I've compiled the Maneko method, which I've always wanted to share, into a note. If you're struggling with your current finances, please check it out here! 👉 https://note.com/maneko_money/n/ne4ad... Thank you for watching the video! 😊🤍 This time, it's my May payday routine, which is always a challenge! After enjoying myself to the fullest during Golden Week and spending about 60,000 yen... My wallet was completely empty, and I started the day with a terrifying check of my remaining balance. 😑💦 But thanks to the "contingency fund" and "family fund" systems that my past self had prepared, I managed to achieve zero deficit again this month! 🥲✨ It's not just about strictly sticking to your budget, but also about creating an "escape route" for unexpected situations. I've come to realize once again that this is the secret to continuing to manage household finances with peace of mind 🌱 From settling accounts with my sister, saving up for fun, and allocating cash to create future security, this month I'll be sharing my down-to-earth approach to managing finances 🫶 I'd be so happy if you could share your thoughts on the video and your own financial management stories for this month in the comments 🤗🎀 ──────────────── Table of Contents 00:00 Opening 00:48 Important Announcement 01:42 Recording No Money Day 02:07 GW Settlement 03:18 Checking Last Month's Balance 04:13 Settling Balance 06:00 Allocating This Month 06:20 Rent 06:58 Utilities 07:10 Settlement Expenses 07:40 Savings in Advance 09:05 Investments 09:25 Food & Eating Out Expenses 10:29 Hairdressing expenses 10:46 Dentist expenses 11:19 Daily necessities expenses 11:30 Discretionary expenses 11:43 Expenses for supporting my favorite idol/character 12:01 Family expenses 12:19 Contingency fund 12:47 Furniture and home appliances 13:18 My birthday 13:42 Hometown tax donation (for saving) 14:16 Travel 14:47 PC & PC peripherals 15:26 Summary 15:47 In conclusion 16:45 End credits ──────────────── 📎 Summary of household budgeting items used in the video This summary focuses on items that are frequently asked about ✏️ If you want to use the same items, you can find them here ▼ ✏️Household Budgeting Goods ・Calculator https://amzn.to/4aNn2Vk ・Gold Ring Binder https://amzn.to/46rfXYj ・Wallet https://amzn.to/4065yxl ・Bear-shaped Savings File https://amzn.to/4avmvGu 🗂 Storage Items ・Book Stand Drawer Storage https://amzn.to/4pk5p3q 🎀 Decoration & Stationery ・Design Paper https://amzn.to/4jqd3bv *Links may contain affiliate links ❣️Click here for Maneko's highly recommended household budgeting goods video! 2026 Edition! ↓↓↓↓↓ [Household Budget Management] Reasons Why I Continued with Household Budget Management | 7 Favorite Items ▶   • 【家計管理】家計管理が続いた理由｜リアル愛用品7選   ──────────────── ▼Preview Short Video Here    • 明日は、給料日ルーティン★   ▼Past Payday Routines Here April:    • 【給料日ルーティン】貯金ゼロから抜け出したリアル家計管理｜出費が増える月に向けた対策   March:    • 【給料日ルーティン】貯金ゼロから抜け出したリアル家計管理｜推し活費が足りない月でした🥲   February:    • 【給料日ルーティン】貯金ゼロから抜け出したリアル家計管理｜買わなかっただけでお金が残...   January:    • 【給料日ルーティン】30代派遣OLのリアル家計管理｜貯金ゼロ脱出   #PaydayRoutine #HouseholdBudgetManagement #SavingMoney #SavingInAdvance #MOREMONEYMOREHAPPY ──────────────── #PaydayRoutine #HouseholdBudgetManagement #Budgeting #SavingHabits