Should You Buy, Finance, Or Lease A New Car? The Real Math

Should you buy a car with cash, finance it, or lease it? Most dealerships want you focused on one number: the monthly payment. But the real math is much bigger than that. In this video, Professor Wealth compares three buyers choosing the same 2026 Honda CR-V: one pays cash, one finances, and one leases. Same car. Same starting savings. Same timeline. But after 36 months, the winner is not who most people expect. We break down the true cost of car ownership, monthly payments, lease costs, loan interest, resale value, depreciation, opportunity cost, and what happens when you keep the car for 6 years instead of constantly upgrading. By the end, you’ll know when financing beats cash, when leasing makes sense, and why paying cash for a depreciating asset is not always the “responsible” choice. Before you buy your next car, run the real math. click here to subscribe : https://bit.ly/4rlmhIL Disclaimer: This content is for entertainment and educational/informational purposes only and is not financial, medical, or psychological advice.