Professional Knowledge: IRAC Norms | BOI Credit Officer Demo Class 2026

🎓 📚 🧠Bank of India: Credit Officer Course 2026(Scale II): https://learn.bankexamstoday.com/lear... 📄📑Notification PDF: https://pdf.bankexamstoday.com/raman_... ✅ Eligibility annexure: https://bankofindia.bank.in/documents... In this demo class, we cover IRAC Norms (Income Recognition, Asset Classification and Provisioning) — one of the most critical topics in the Professional Knowledge section for Bank of India Credit Officer exams. This session is part of the Bank of India Credit Officer Course by Team BankExamsToday, designed for SMGS-IV, MMGS-III and MMGS-II aspirants. What you will learn in this class: • What are IRAC norms and why they matter for banks and NBFCs • Income recognition rules for Standard, SMA and NPA accounts • Asset classification: Standard, SMA, Sub-standard, Doubtful and Loss assets • Provisioning norms as per RBI Master Circular (April 2025, applicable Nov 2025) • Restructuring and upgradation rules under the Prudential Framework (2019) • Project finance norms, DCCO delays and provisioning • Technical write-offs and borrower-level classification • Important MCQs with detailed RBI-based explanations • Common exam traps asked in Credit Officer interviews and written exams About the Course: Team BankExamsToday offers a full-fledged, systematic and exam-oriented course for Bank of India Credit Officer preparation. Course Features: • Daily video classes • Structured study material • Weekly planner • Special focus on Professional Knowledge from Day 1 • Interview preparation guidance 📞 Call / WhatsApp: 9067201000 🌐 Website: www.BankExamsToday.com This demo class will help you understand the depth, clarity and exam relevance of our teaching approach before enrolling.