Market timing always works, says almost everyone (but not in reality)

“Buy low. Sell high.” If it were that easy, everyone would be on a private island. In this episode, Micah Shilanski, Managing Partner and Wealth Advisor, and Luke Eberly, Wealth Advisor, discuss one of the most common questions they receive from federal employees: “Should I wait for the market to fall before investing?” They cover: Why record market highs are normal The psychological trap of waiting in cash A real-life example of a missed opportunity after 2008 How retirement can change your reaction to downturns Why written investment rules matter Strategies to help prepare for the next market decline When Roth conversions and contributions may make sense The importance of having cash reserves before retirement Market downturns are not a question of if, but when. The key is preparation, not prediction. If you’re a federal employee preparing for retirement, this episode is designed to help you shift from guessing to structured planning. If you want to help make sure you take the right step while handling your federal benefits, schedule a consultation call with one of our advisors today - https://zurl.co/PWkw Have a retirement question on your mind? Give us a call at 907-931-1775 and leave us your question - we're here to help create solutions that fit your goals! ➡️ Get your Guide on what you should be doing 90 days before and up to your retirement date https://zurl.co/1oIzt 📅 Need professional help with your retirement planning? Schedule a call today: https://zurl.co/AiAC 🌐 Visit our website: https://zurl.co/ykNww Happy Planning!