7 Golden Rules of Retirement Withdrawal Strategies

Retirement withdrawal strategies are about a lot more than just the 4% rule or safe withdrawal rates. To better understand how they work and how you can apply them to your retirement, this video walks through 7 rules I follow when it comes to spending down your investments in retirement. Join the Newsletter. It's Free: https://robberger.com/newsletter/?utm... Ben Felix Video:    • "Sequence of Returns Risk"   Rising Equity Glide Path: https://www.kitces.com/blog/should-eq... Bond Tent: https://www.kitces.com/blog/managing-... My Bucket Strategy Video:    • Can the Bucket Strategy Eliminate Sequence...   Can I Retire Yet Article: https://www.caniretireyet.com/new-res... Variable Percentage Withdrawal: https://www.bogleheads.org/wiki/Varia... 0:00 - Intro 2:05 - Withdrawal strategies are about a lot more than a SWR 8:03 - Applying any withdrawal strategy requires additional information 10:39 - There is no "best" withdrawal strategy 12:15 - Every withdrawal strategy has pros and cons 17:57 - The "best" strategy is specific to the individual 18:34 - Withdrawal strategies are just one part of a sound retirement plan 19:42 - Multiple strategies are often ideal Financial tools I use: I track all of my investments, performance, fees, and asset allocation with Empower. It's Free: https://robberger.com/empower My retirement plan comes from New Retirement, the most robust retirement planner available at a reasonable cost: https://robberger.com/new-retirement I used Capitalize for my last 401(k) rollover. They did all of the work, and it's Free: https://robberger.com/capitalize My budgeting tool of choice is Tiller. It downloads all your banking data to Excel or Google Sheets: https://robberger.com/tiller We save and invest our credit card rewards. Here are some of my favorite credit cards: https://www.allcards.com/best-credit-... My Book (Retire Before Mom and Dad): https://amzn.to/4d9qbhA #retirement #investing #robberger ABOUT ME While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. I've since sold my websites, bought them back, and started a new website and this YouTube channel. I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE) LET'S CONNECT Youtube:    / @rob_berger   Facebook:   / financialfreedomguy   Twitter:   / robert_a_berger   DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.