I'm Retiring at 45 — Here's Exactly How

I'm 41 years old and I'm planning to stop working at 45. No final salary pension. No extreme frugality. Just a clear plan executed consistently. In this video I break down exactly what I'm doing the pension, the ISA, the business, and the number I actually need to make it happen. This isn't retirement in the traditional sense. It's work-optional. And the difference matters. If you want to follow the journey as I document it in real time subscribe. New videos every week.