Su Equipo de Soporte son 0.25 Personas (Todo los demás son Agentes) | Kyle Miller, Nelo ($100M ARR)

Kyle Miller is from Texas and his partner Stephen Hebson is from Maine. The two met at Uber and today lead one of the most AI-native fintechs in Mexico City. Together they built Nelo, a fintech that combines credit and commerce in the same app, with no interest for the customer. They have nearly $100 million in annualized revenue, 40 employees, and only 8 engineers. That's $2.5 million per person. --- This episode is presented by: • Get 3 months of Notion Business Plan + Unlimited AI for free 👉 https://rebrand.ly/NTN12YTR42026 --- Also in this episode: 0:00 Intro 07:10 What do you need to unlearn to build startups in emerging markets? 12:00 Why is the future of fintech in apps and not cards? 14:20 Get 3 months of Notion free: Business Plan + Unlimited AI 👉 https://rebrand.ly/NTN12YTR42026 16:10 How to build an ultra-efficient startup with small teams and AI? 31:25 Why are most startups still not using AI correctly? 32:45 Help us grow: Subscribe :) 41:20 Why does Nelo compete with Coppel and not Nubank? Can you take 1 minute to answer a short survey? I want to learn more about you to offer you more valuable content. It only takes 5 clicks! https://rebrand.ly/SENYT -- SOCIAL MEDIA: Enzo Cavalie:   / enzo-cavalie   Kyle Miller:   / 31kylemiller   -- INTERVIEW SUMMARIES IN OUR NEWSLETTER: 🗞️ Sign up here: https://rebrand.ly/NWLDYT -- LISTEN TO US ON SPOTIFY: 🎧 https://rebrand.ly/SPHOYT -- DO YOU HAVE QUESTIONS ABOUT TECHNICAL TERMS IN ENGLISH? 📋 Check out our glossary: ​​https://startupeable.com/glosario/