The 2026 interest rate survival guide: What investors should do when rates stay high.
High interest rates aren't just making investment properties more expensive to hold. They're changing the entire game. In this video, David Thomas shares the three strategies property investors should be focusing on in 2026 to improve cash flow, protect borrowing capacity and put themselves in a position to take advantage of opportunities while others sit on the sidelines. You'll learn: Why serviceability has become investors' biggest challenge in 2026 Why every investor should decouple (uncross-secure) their portfolio When interest-only loans can improve your cash flow strategy How lender sequencing can increase your borrowing capacity Why the next 6–12 months could present some of the best buying opportunities A practical 90-day action plan to prepare your portfolio By the end, you'll have a clear framework to help position your portfolio if interest rates stay higher for longer, while preparing yourself to take advantage of opportunities that many investors will miss. Related videos mentioned: 📺 Stop the rejection! The 'Lending Sequence' for scaling to 5+ properties • Stop the rejection! The 'Lending Sequence'... 📺 Is your property cross secured without you knowing? • Is your property cross secured without you... Chapters: 00:00 Introduction 01:22 Biggest constraint in 2026... serviceability 02:14 Three things every investor should do in 2026 05:56 Why the next 6–12 months could be the buying opportunity 07:31 Your 90-day action plan 📅 Book a strategy session with Dave → https://strategysession.trilogyfundin... 📊 Topics covered: property investment Australia, high interest rates, interest rate strategy, property investors, serviceability, cash flow, interest only loans, lender sequencing, cross securitisation, equity release, borrowing capacity, portfolio strategy, commercial property, Trilogy Funding, Dave Thomas 📘 Free tools & guides: → Equity Access Blueprint: https://www.trilogyfunding.com.au/equ... → eBook: https://www.trilogyfunding.com.au/fre... → Report: https://www.trilogyfunding.com.au/adv... → eBook: https://www.trilogyfunding.com.au/the...

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