Electricien, le vrai métier de banquier avec Grégoire Charbit (Oddo BHF)

In this episode, I'm joined by Grégoire Charbit, partner at Oddo BHF, for a discussion on the transformation of a Franco-German private bank, the tokenization of financial assets, and the role of artificial intelligence in wealth management. We discussed: Why he left the law firm Gide to join Oddo in 1994, and how the group's employee share ownership (65% of the teams hold 25% of the capital) radically changes the relationship to work, according to him. How Oddo BHF grew from 5 billion francs under management in 1994 to 70 billion euros today, becoming the second largest independent private bank in Germany. The genesis of EUROD, the stablecoin issued by Oddo in euros using its own funds, an idea of ​​Guy de Leusse, the group's COO, developed with Flowdesk and Fireblocks. Why he admits he doesn't always understand crypto assets, which he compares to Dutch tulips, even though he is convinced that the tokenization of financial assets will transform access to money market funds. The story of Brice Prunas (Thematic Equity and Artificial Intelligence Portfolio Manager since 2018), who convinced management to invest. Personally, at Nvidia during a presentation in Munich in 2022 How a team of 600 IT specialists based in Tunisia allows Oddo to develop its own artificial intelligence tools in-house, without relying on external providers His critique of European regulations, deemed contradictory between DORA and IFAD, and his plea for a Europe that underestimates its own strength, while American flows to Europe have increased by 35% in one year A conversation blending entrepreneurial conviction, clear-sightedness about current technological disruptions, and a strong advocacy for a Europe that too often forgets itself. Grégoire's recommendation: "Risquer la prudence" by Catherine Van Offelen https://www.gallimard.fr/catalogue/ri... Useful links: Grégoire Charbit:   / grégoire-charbit-0779a716   Oddo BHF: https://www.oddo-bhf.com