Budget for Beginners: How I created my first budget (Free 2024 Template)
A step-by-step guide to create your first budget. In less than 11 minutes, you'll be able to get a handle on debts and create a budget that will provide you the transparency and insights into your spending. MY BUDGET TEMPLATE: https://docs.google.com/spreadsheets/... WRITTEN GUIDE: https://www.nicholasayala.com/blog/ho... QUICK LINKS: 🧰 Trailblazer's Foundation Kit (Free): https://www.nicholasayala.com/kit 📧 The Thursday Trailblazer Newsletter: https://www.nicholasayala.com 👉 For future videos, subscribe: https://youtube.com/@nickmayala?sub_c... WHO IS NICK? Hey y’all! 👋🏽 I’m Nick. After graduating from SJSU with over $18,000 in student loan debt and working 60+ hours per week, I realized that something needed to change. As one of the first to graduate from college in my family - I knew nothing about how to save, invest, and create wealth on my own. This YouTube channel is a way for me to share my journey, and help others that might be on a similar path. You can read my full story in the About section of my blog: https://www.nicholasayala.com/about/. CHAPTERS: 00:00 Introduction 00:47 Docs & Details You'll Need 01:31 Budget Template Overview 02:33 Populating Income Tab 03:57 Managing Different Kinds of Debt 04:38 Budget Categories Overview 06:28 Trailblazer's Foundation Kit 06:49 Populating Needs, Wants, & Investment Categories 07:19 Actual Spending vs. Ideal Spending 09:29 Reviewing Where You're Over or Under Budget 10:08 Next Steps LET'S CONNECT: • LinkedIn:   / ayalanicholas  • X:   / nickmayala  GET STARTED - PERSONAL FINANCE BOOKS • I Will Teach You to Be Rich: No Guilt. No Excuses. Just a 6-Week Program That Works (Second Edition): https://amzn.to/49EEDff • The Simple Path to Wealth: Your road map to financial independence and a rich, free life: https://amzn.to/49VtwOM • Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!: https://amzn.to/3wFdaeV • The Millionaire Next Door: The Surprising Secrets of America's Wealthy: https://amzn.to/436WXLM EQUIPMENT • Nikon D3300 24.2MP DSLR Camera: https://amzn.to/48BQKse • Deity V-Mic D4 Duo Microphone: https://amzn.to/3Tm3Vt3 • Elgato Cam Link 4K: https://amzn.to/3wEm1O1 • Microphone Arm Stand: https://amzn.to/3IkTIGR

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