Most Oregon Homeowners Are Underinsured by $100,000 — Are You?

Is your homeowners insurance policy outdated? If you own a home in Roseburg or Douglas County Oregon or you're thinking about moving here , this video could save you six figures. Most homeowners in Southern Oregon are underinsured and don't know it. Construction costs have jumped dramatically since 2020, and if you haven't reviewed your policy in the last few years, your coverage limit probably hasn't kept up with what it would actually cost to rebuild your home today. In this video I cover: Why wildfire coverage in Oregon works differently than in California Why wildfire risk still affects your premiums and carrier options here The five-year rule: why long-term homeowners are most at risk Specific questions to ask your insurance agent right now What buyers moving to Southern Oregon need to know before closing I'm Jerry Norman, a real estate agent in Douglas County Oregon working with buyers and sellers across Roseburg, Myrtle Creek, Sutherlin, Winston, and the surrounding area. I work in this market every day — and I've seen what happens when people skip this conversation. I'm not an insurance agent. Go find a good local one. But watch this first. 🗓️ Book an intro call with me: https://calendly.com/jerrynorman/15mi... Resources mentioned: FEMA Flood Map Tool: https://msc.fema.gov Oregon Wildfire Risk Resources: https://hub.oregonexplorer.info/pages... Subscribe for weekly videos on what it's actually like to live, buy, and sell in Southern Oregon. #OregonRealEstate #RoseburgOregon #HomeInsuranceOregon #WildfireInsurance #SouthernOregon #DouglasCountyOregon #MovingToOregon Free resources 📖 A Step-by-Step Guide for First-Time Home Buyers: https://sellwithnorman.com/guide-for-... Douglas County Relocation Guide: https://sellwithnorman.com/relocation... 📞 Call or Text Me: 541-671-5760 📧 Email: [email protected] 🏡 View all homes for sale in Roseburg Oregon: https://www.sellwithnorman.com/ 👋 Instagram:   / jerry_norman_roseburg   https://www.tubebuddy.com/pricing?a=J...