【72歳一人暮らし】厚生年金の平均支給額14万円「これなら安心」と思った私の大誤算

I'm a 72-year-old living alone. I was shocked by the difference between my 140,000 yen pension face value and my take-home pay, and I felt despair when I saw that my household budget, after deducting living expenses, only had 6,000 yen left. This is a true story of how, despite anxiety about retirement funds and loneliness, I managed to regain a peaceful life with a certain decision and a small change. "If I keep going like this, I won't make it to the end of the month." I still vividly remember the night at 2 a.m., trembling uncontrollably as I stared at the balance in my bankbook. After years of work, I received my pension transfer notice. I saw the face value and breathed a sigh of relief, but what awaited me was the unexpected wall of "deductions" and a harsh reality. Just by being alive, money disappears with astonishing speed. In my panic to "protect my money," I made a "mistake," which pushed me to the brink, both mentally and physically. But at my rock bottom, I realized what it was I really needed to protect. And what was the "unexpected solution" I arrived at, one that wasn't just about financial numbers, even though I thought I had no one to rely on? I'll honestly share my journey to escaping the daily grind of numbers and finding my own happiness. If you're sighing as you look at your bankbook right now, please don't keep it to yourself. I hope this video will give you some small hints for living tomorrow. [Sources/References] The pension system structure and average benefit amounts mentioned in this video are based on public data such as the Ministry of Health, Labor and Welfare's "Overview of the Employees' Pension Insurance and National Pension Programs for Fiscal Year 2022," as well as the voices of actual pension recipients. The public support programs mentioned in the video are based on those of general municipalities. [Disclaimer/Caution] This video is a true story based on actual examples of household finances and emotions during retirement. *However, there are significant individual differences in pension benefits, tax and insurance deductions, average rent, and the breakdown of living expenses, depending on your region (urban or rural), your contribution status during your working years, your family composition, and annual system changes. *The numbers in this video are merely examples (model cases) and may not apply to everyone. Please note that there may be cases where the figures are different in your region or you are deducted more (or less). *For individual pension consultations, legal procedures, or health issues, we recommend contacting your local municipal office, specialized medical institution, or pension office directly. *It is not our intention to criticize any specific individuals or professions. We encourage friendly exchanges with other viewers in the comments section. #LivingSingleInYour70s #PensionLife #RetirementFunding #SavingTips #OpenHouseholdAccounting