Comment se déroule un RDV chez le notaire

The appointment with the notary is an important moment in the life of an investor. The notarial appointment allows the real estate investor to officially become the owner. ▬▬▬▬ 👇💥 FREE RESOURCES 💥👇 ▬▬▬▬ 🎓 1 hour of free training: https://agirinvestir.fr/formation-off... 🎓 📚 The 12 cities where you can invest in real estate: https://agirinvestir.fr/les-12-villes... 📚 👀 The practical guide to furnished rentals: https://agirinvestir.fr/guide-pratiqu... 👀 🖥 Your cash flow calculator: https://agirinvestir.fr/calculateur-d... 🖥 💶 The practical guide to taking control of your finances: https://agirinvestir.fr/reprendre-en-... 💶 ▬▬▬▬▬▬▬▬▬ SOCIAL MEDIA ▬▬▬▬▬▬▬▬▬▬ Instagram: remiroche_agirinvestir   / remiroche_agirinvestir   Facebook: Rémi Roche   / r%c3%a9mi-roche-330669964211843   ▬▬▬▬▬▬▬▬▬ INFO ▬▬▬▬▬▬▬▬▬▬▬▬ This video will explain 5 points regarding a notary appointment: 1) THE ROLE OF THE NOTARY 2) THOSE PRESENT 3) THE MEETING PROCESS 4) PRO-RATA 5) SIGNING THE DEED AND HANDING OVER THE KEYS Whether it's the purchase or sale of a property, the notary must be involved to finalize the real estate transaction and authenticate it in the eyes of the law. As soon as a promise to purchase is entered into between the two parties, the very first step is to schedule an appointment with the notary immediately to provide them with all the necessary documents to draft the contract for the real estate transaction. It is up to the seller to provide these documents to the notary. However, the buyer also has a role to play: To complete their purchase, they will have previously conducted a study regarding their financing. If they need to take out a loan, they must consider how they will finance their purchase: either through a bank loan or through family funds from a gift or bequest. In the former case, the buyer must carefully prepare their file to consult with their banker or shop around and run simulations online to already know what to expect. The banker will be able to advise them and guide them toward the best option based on the amount they will need to borrow and the amount of their down payment. They must inform the notary and the seller that they will be taking out a mortgage for their purchase. The buyer also has the option of using a broker who will negotiate a mortgage at the best rate for you. Using their negotiating power and preferential relationship with banks, your dedicated expert will obtain the best mortgage loan for you, as well as borrower insurance at the lowest cost. In the second case, the buyer must present the notary with the deed by which they obtained a donation or legacy, which will be used in whole or in part to finance the sale price. The buyer and seller can choose the same notary or they can each choose a different one. In the second case, the notaries will share the fees and compensation resulting from the review of the file and the completion of the assignment. Thirty days after the closing date (when the transaction was concluded with a promise to purchase), the second step will be to schedule an appointment with the notary for the final signing of the real estate transaction contract. You should know that generally, the signing of the sales agreement or the private deed is done at the seller's notary's office, and the signing of the authentic deed is done at the buyer's notary's. Listed below are the official documents the notary will need at the very first meeting: The property's title deed (if you don't have it in your possession, the notary in charge of preparing the file will obtain a copy from the mortgage office for a fee); The divorce decree or marriage contract; The location certificate; The insurance policy; Leases; Municipal tax receipts; Transfer tax documents (only if the property was acquired after 1977); The gas or heating contract; Rental contracts for appliances considered part of the furniture; The swimming pool purchase invoice (only if a swimming pool is present). The buyer and seller of the property should also bring their checkbooks to pay the notary's fees. At the first meeting, the notary will ask for a deposit before the final settlement at the end of the transaction. Everything is ready for signing. All parties involved must be present or represented by proxy. Once everyone is present, the notary can begin reading the deed of sale.