First Time Home Buyer Masterclass | How to Buy Before You Sell? #firsttimehomebuyer #KJTheCloser

Buying your first home can feel overwhelming — but the right preparation can make the process much clearer. In this Home Buyer Masterclass, Ken Jordan of Princeton Mortgage breaks down the key steps every buyer needs to understand before making an offer. You’ll learn how mortgage pre-approval works, how lenders look at credit, income, debt, and cash to close, and how to understand what you can actually afford. Ken also explains how buyers can strengthen their offer in a competitive market with clean documentation, realistic closing timelines, and a fully underwritten pre-approval. For current homeowners, this class also covers how to buy before you sell, including home sale contingencies, DTI drop, equity unlock, and ways to make your offer stronger without waiting to sell your current home first. In this video, you’ll learn: • How lenders determine what you can afford • What goes into your mortgage payment • How credit score, income, and cash to close affect approval • How much money you may need for down payment and closing costs • What mortgage insurance is and why it matters • How to build a stronger offer in a competitive housing market • What a fully underwritten pre-approval means • How to buy before you sell your current home • First-time home buyer program options like PHFA K-FIT • Why proper preparation prevents problems Whether you are a first-time home buyer, a move-up buyer, or someone trying to understand the mortgage process, this masterclass will help you shop with more confidence and create a stronger plan before you start making offers. Proper preparation prevents problems. Schedule a call or learn more through the link/QR code provided in the video. #FirstTimeHomeBuyer #HomeBuyerMasterclass #MortgagePreApproval #BuyingAHome #MortgageTips #ClosingCosts #BuyBeforeYouSell #PrincetonMortgage #KenJordan #HomeBuyerEducation