Personal Finance, Insurance Fraud, Bad Financial Choices & Budget With Monika Halan | Ajeet Bharti

In this podcast, Monika Halan, a well-known personal finance writer, speaker and author who helps families get their money decisions right, speaks with Ajeet Bharti on various aspects of personal finance, insurance scams, frauds, budget and many more issues. Books: https://www.monikahalan.com/books/ She is the founder of Dhan Chakra Financial Education and the best-selling author of Let’s Talk Money that is now available in Hindi, Marathi and Punjabi as well. She is an Adjunct Professor at Banasthali Vidyapeeth, Rajasthan. She is the Chairperson of Sebi’s Advisory Committee for Investor Protection and Education Fund. She is a regular speaker on financial literacy, regulation, inclusion and consumer issues in retail finance. She has a Master’s in Economics from the Delhi School of Economics and a second Master’s in Journalism Studies from College of Cardiff, University of Wales, UK. She has worked across various media organisations in India, including Mint, The Economic Times and The Indian Express, and was Editor Outlook Money. She has run four successful TV series around personal finance in NDTV, Zee and Bloomberg India. Monika has public policy experience as Member of the Task Force set up by the Government of India to put in place the Financial Redressal Agency, Member on the Sebi Mutual Fund Advisory Committee from 2009 to 2021, Member on the Ministry of Finance Committee on Incentives (Bose Committee), and Advisor to Swarup Committee in 2009. She has four published academic papers in the field of household finance. --- Join this channel to get access to perks:    / @ajeetbharti   -- If you liked the video, please support us: PATREON: patreon.com/AByoutube G-Pay/PhonePe/PayTm: 8368978144 UPI: ajeet.bh@upi | 8368978144@ptyes PayPal: paypal.me/ajeetbh -- Chapters 00:00 Promo 02:38 Intro 04:45 Biggest Gap In Finance 08:25 What Is Financial Security 12:33 When To Start Investing 20:30 Monika Halan Podcast 21:23 How To Save When You Earn Very Less 31:50 Truth Of Financial Products 38:18 Is Insurance A Scam? 43:45 How Companies Deny Insurance 46:35 Govt At Fault, They Don't Regulate 55:35 What Does Insurance Co Do With Our Money 01:00:57 Sweet Talk By Agents 01:03:15 Should Life Run On Credit 01:05:23 EMI To Maintain Status 01:08:07 What Is Employment 01:11:52 How Imp Is Financial Freedom For Women 01:19:45 A Good Husband 01:24:00 Women Entrepreneurship 01:27:00 Freebies & Women 01:31:40 Advice For Single Working Person 01:33:08 Newly Married, Both Working 01:35:55 Someone With Young Kids 01:37:58 Men & Women in 50s 01:39:53 Budget Expectations 01:45:34 Uniqueness of Indian Economy 01:52:29 Outro -- This video is about: ajeet bharti, ajeet bharti latest video, ajeet bharti channel, ajeet bharti youtube channel, ajeet bharti satire, ajeet bharti roast, ajeet bhartii vyangya, ajit bharti, ajit bharti video, ajit bharti latest, ajeet bhai video latest