EP10 สอนเลือกกองทุนตราสารหนี้ กองแบบไหนถึงจะน่าลงทุน| มือใหม่กองทุนรวม

EP10 How to Choose Bond Funds: Which Funds Are Worth Investing In? Watch all videos at:    • มือใหม่กองทุนรวม Mutual Fund   Bonds are a type of financial instrument that provides investors with returns in the form of "interest." When you buy a bond, you become a creditor of the issuer, while the person selling the bond to you becomes a "debtor." Duration Refers to the average maturity of the bond; how many years it lasts. Going back to the original meaning of a bond, it's a loan, right? Issuer = Debtor Buyer = Creditor Therefore, Duration, in simple terms, is the time it takes for the debtor to repay the loan to the creditor in full. For example, if a fund has a Duration of 1 year, it means that within 1 year, the principal + interest borrowed must be repaid to the creditor (us) in full. This is what Duration means. If we separate it from the Duration or the maturity of the instrument: In the previous video, we discussed short-term bonds, which mostly have a duration of around 1 year. Today, we'll talk about bonds with longer durations. To reiterate: The longer the duration, the greater the chance of the bond's return fluctuating, thus increasing the risk compared to shorter-duration bonds. But of course, the expected return is also higher. Therefore, those who want to invest in bond funds may need to prepare long-term investment capital (longer than 1 year) to receive the expected return. Or, as I mentioned, a simple guideline is: The investment period in a bond fund should be close to the average duration of that fund. Now, let's look at how to choose one. The main considerations are the same: Past performance Fees Investment allocation / Fund policy Fund size #BondFund #Bonds #MutualFund #InvestingInMutualFunds