What If? Crunching the Numbers Before Divorce with Connie Howard

What if you could see exactly how your financial decisions during divorce will play out over the next decade? That's exactly what Connie Howard helps her clients do. In Episode 2 of the Divorce Discussions Podcast, Connie, founder of What-If Wealth and certified divorce financial analyst, breaks down the financial side of divorce in a way that's clear, empowering, and incredibly practical. She spent 30 years building financial models for startups and now uses that same expertise to help women see their full financial picture before making life-changing decisions. In this episode you'll learn the most common financial questions women face during divorce, the difference between a financial advisor and a divorce financial analyst, how modeling scenarios (like lump sum vs. monthly spousal support) can change your negotiating power, when to start financial planning (spoiler: earlier than you think), and why the house is almost always the first question. ⏱️ TIMESTAMPS: 0:00 — Teaser / Hook 0:51 — Intro 1:02 — Meet Connie Howard & What-If Wealth 2:31 — Why Connie built What-If Wealth 5:18 — Most common "what if" questions in divorce 8:39 — The real question behind every financial question 9:26 — When women haven't managed the finances before 10:53 — Giving women permission to pause 11:38 — How the Wealth Lab process works 14:20 — When is the right time to start a Wealth Lab? 16:28 — Biggest financial mistakes people make during divorce 18:42 — The cautionary tale: refinancing vs. removing a name from the title 19:42 — How is a Wealth Lab different from a financial advisor? 20:56 — Building your divorce "A team" 21:39 — What the Wealth Lab experience looks like 24:07 — Things people overlook: college, walkaway dollars, and long-term planning 27:02 — The refinancing trap: monthly payment vs. total cost 29:25 — Top professional recommendations for divorce 31:50 — Encouragement for women feeling behind on finances 32:46 — Where to connect with Connie 34:06 — Outro Connie Howard is the founder of What-If Wealth, a financial modeling platform built specifically to help people see the long-term impact of major financial decisions. With over 30 years of experience building financial models in the startup and corporate world, Connie now helps individuals, especially women navigating divorce, slow down, crunch the numbers, and test real-life what-if scenarios before they have to live them. She is a trained Certified Divorce Financial Analyst and is passionate about helping women own their financial picture with clarity and confidence. Connect with Connie: [email protected] https://what-ifwealth.com/ https://www.thedivorcesupportcollecti... Connect with the DSC: Podcast page: https://www.thedivorcesupportcollecti... Facebook:   / thedivorcesupportcollective   Instagram:   / divorce_support_collective   LinkedIn:   / the-divorce-support-collective