Gold Loan-la 'Verum 2%' Trap - உங்க நகையை எப்படி காப்பாத்துறது | Tamil #goldloan #loan

When you take a loan on a piece of jewelry, one charges 10% interest, the other charges 24% interest. What's the difference? That one word that said "just 2%". Reach out for genuine help: https://tinyurl.com/4k8zmy3k This video-la Gold Loan 5 most important things to know - Selvi-oda. Fictional story moolama simple-a explain panrom. 🎯 This video cover panradhu: ✅ What is LTV (Loan To Value) — Why should you run if you get a 90% offer ✅ Why should you ask for interest per month and not per year ✅ Bank vs NBFC vs Pawnbroker — Who should you buy a loan from ✅ EMI vs Interest Only vs Bullet payment — Which is safer for you ✅ Auction-ku goes to your legal urimaigal (Tamil Nadu Pawnbrokers Act) ⏱️ Chapters 00:00 — 10% vs 24%: Same jewel, two stories 00:20 — Selvi-oda kadhai: ₹40,000 college fees 01:00 — 90% LTV trap (RBI rule: Max 75%) 02:05 — Bank vs NBFC vs Pawnbroker 03:00 — EMI / Interest Only / Bullet — Which is right 04:00 — Kala-voda story: What happens if jewel goes to auction-ku 05:00 — Counter-la smart questions to ask 05:45 — 6 months later… 06:30 — 5-point checklist (screenshot edukunga!) 💡 Quick recap — Before buying a Gold Loan 1. Licensed Lender only (do TN Pawnbrokers Act license check) 2. Ask for interest per year-la 3. LTV above 75% is a red flag 4. Decide on a repayment plan-a from the beginning 5. Write down everything properly-a and buy the receipt-la — 📌 Shiro's article Shiro-la We provide free Debt management-um Credit counselling-um for Indian families-ku. If you have any loan, EMI, credit bureau score, debt consolidation related questions, post comments-la — we will reply. Follow us for daily Tamil-la personal finance content: Instagram: @shiro_finance — ⚠️ Disclaimer: This video is for educational purposes only. Before making any personal financial decision, consult a qualified financial advisor. #GoldLoan #TamilFinance #PersonalFinanceTamil #Riverline #DebtAwareness #TamilNadu