Покупать квартиру сейчас или ждать снижения ставок? Рассрочки, скидки и ипотека от 0,1%?

Dear Friends, thank you for your participation and for being on the live broadcast. If you missed it, I'm attaching the recording. Broadcast timestamps: 00:01 Buy an apartment now or wait for rates to drop? This is the main question of 2026. What should a buyer do if mortgages are expensive, prices aren't falling, waiting is scary, and a decision still needs to be made? 12:00 New construction or resale: which offers less risk and more common sense? We'll take an honest look: price, mortgage, renovation, timeframe, liquidity, documentation, infrastructure, and the real pitfalls of each option. 30:00 Installment plans from developers, discounts, and mortgages "from 0.1%": where's the benefit and where's a marketing trap? We'll discuss how to read attractive offers from developers and why a small down payment doesn't always mean a good deal. 48:00 Why aren't apartments getting cheaper if mortgages are expensive? Let's explore the market's main paradox: demand has become more cautious, rates are high, but good apartments still aren't falling in price as much as many expect. 55:00 Answering your questions. Have a great evening, everyone.