Time Value of Money for Beginners | NPV, IRR & Discount Rate with Case Study|.

#TimeValueOfMoney, #FinancialPlanning, #NPV, #IRR, #DiscountRate, #personalfinance 💰 Why is ₹1 lakh today worth more than ₹1 lakh after 10 years? The answer lies in one of the most powerful concepts in finance—the Time Value of Money (TVM). Whether you're investing in stocks, mutual funds, bonds, real estate, or planning for retirement, understanding TVM helps you make smarter financial decisions and avoid costly mistakes. In this video, you'll learn the core concepts used by financial analysts, investment bankers, and successful investors. 📚 What You'll Learn ✅ What is Time Value of Money (TVM)? ✅ Opportunity Cost of Money ✅ Why Time is the Biggest Wealth Creator ✅ Discount Rate Explained ✅ Net Present Value (NPV) ✅ Internal Rate of Return (IRR) ✅ Real-Life Case Study ✅ How to Compare Multiple Investment Opportunities ✅ Which Investment Creates More Wealth? In this video, we cover: ✔ Importance of Time Value of Money ✔ Future Value vs Present Value ✔ Opportunity Cost in Financial Planning ✔ Discount Rate Explained ✔ Net Present Value (NPV) ✔ Internal Rate of Return (IRR) ✔ Practical Investment Case Study ✔ How Professionals Evaluate Investment Projects ✔ My Personal Opinion on Financial Decision Making This video is perfect for: Beginners in Investing Stock Market Investors Mutual Fund Investors Finance Students MBA Students CA/CFA Aspirants Personal Finance Enthusiasts Long-Term Investors If you found this video helpful, don't forget to Like, Share, and Subscribe for more videos on investing, financial planning, wealth creation, and stock market education. Disclaimer: This video is intended solely for educational purposes and should not be considered financial or investment advice. Please conduct your own research before making any investment decisions. Time codes 0:00 -Introduction 1:18 -Time value of money(Opportunity cost, time)? 4:56 -Discount rate, NPV, IRR 6:48 -Case study (Importance of NPV, Discount rate, IRR) 11:24 -Conclusion(My opinion) time value of money, time value of money explained, TVM explained, financial planning, opportunity cost, opportunity cost explained, present value, future value, discount rate, net present value, NPV explained, internal rate of return, IRR explained, NPV vs IRR, financial management, investment decision making, project evaluation, stock market investing, mutual fund investing, personal finance, wealth creation, investment analysis, finance for beginners, corporate finance, capital budgeting, discounted cash flow, DCF analysis, financial education India, investment planning, long term investing, retirement planning, finance concepts, Adwiliki Finance, MBA Finance, CFA concepts Time Value of Money for Beginners | NPV, IRR & Discount Rate with Case Study|:   • Time Value of Money for Beginners | NPV, I...   I am not a SEBI-registered adviser/Analyst and I don't have any financial adviser. All the information given is my personal and I cleared 1. Financial literacy course for Bharat, 2. SEBI-Investor certification by NISM & 3. Municipal Bonds by NISM . All the information are provided here to be considered as financial awareness. Never take any position based on this video, Examples are given only for explaining purpose, not for any recommendations. Investment decisions will be taken after proper understanding, due diligence and your risk analysis. For more updates about investing in future, so please subscribe, increase your knowledge by learning new concepts about mental modeling and financial literacy    / @adwilikifinance     / balaswamy.bolle