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This video covers 7 techniques and precautions to take when drafting loan agreements to prevent defaults or the inability to sue later. Attorney Phet will share real-life case experiences to help creditors understand the legal aspects and apply them correctly. Key topics covered in this video: Creating a proper loan agreement and why relying solely on Line chat may not be enough. Important wording and clauses in the contract to avoid disadvantages. Essential proof of payment to prevent disputes in court. Managing collateral and guarantors. Precautions regarding excessive interest rates and the statute of limitations. Timestamps. [00:00] Introduction: How to avoid being scammed when lending money. [00:24] Point 1: Problems arising from not having a loan agreement (and misconceptions about Line chat/checks). [03:05] Point 2: Missing crucial wording in the contract, such as conditions for default. [06:23] Point 3: The importance of proof of payment (transfer slips). [08:56] Point 4: Lack of collateral. Or an error in the collateral valuation. [10:54] Point 5: Beware of charging interest rates exceeding the legal limit (15% per year). [12:56] Point 6: The dangers of signing a blank contract and filling in information later. [13:45] Point 7: The statute of limitations for loan agreements (5 years and 10 years). [14:23] Summary of 7 techniques for drafting a tight loan agreement. Attorney Petch - Ekkasit Srisang, Head of Srisunglaw Office Providing legal advice and representation throughout the Kingdom of Thailand. www.srisunglaw.com Tel. 098-2477807, 087-3357764 (Call for urgent matters only. For non-urgent matters, please add Line.) LINE ID - @srisunglaw (with @ in front) For legal consultation, please add Line or click the link below to add Line (Legal consultation has a fee). https://lin.ee/KVmQhgu