How Much Cash Do You Really Need to Buy a Business in 2026

How much cash do you really need to buy a business in 2026? Most people guess way too high and talk themselves out of it, or guess way too low and get a painful surprise after they sign. In this video I walk through the real number you need out of your own pocket, in plain English, with simple math you can follow. You'll learn the three buckets of cash every buyer needs. The down payment, which on most SBA deals runs around 10 percent of the price. The working capital that keeps the business running once it's yours. And the cushion, your own money set aside for the week that goes wrong, which is the one almost nobody plans for. I show how these add up on a real 500,000 dollar example, why your out of pocket is far less than the sticker price but more than just the down payment, and the one simple test that tells you fast if a deal is too big for you right now. This is the same straight talk I give buyers as a business broker and a lender, after more than 600 closed deals. Always confirm current SBA rules with your lender before you make an offer, since those numbers can change. If you've ever wondered whether you have enough to buy a business, start here. #BusinessBroker #businessbroker #brokerbusiness #businessbrokers #businessbrokerage #businessvaluation #BuyABusiness #SBALoan #BusinessAcquisition #SmallBusiness #Entrepreneurship #workingcapital Trent Lee - First Choice Business Brokers - BUSB.0006978 - 702-941-0000 [email protected] Curious what your business is worth? Set up a free, no obligation valuation consultation with me here: https://www.businessbrokerslasvegas.n... Connect with me on social media for more educational content: Instagram:   / trentleebizbroker   Facebook:   / trentleebizbroker   Tiktok:   / trentleebizbroker   LinkedIn:   / trentlee   Twitter:   / trentbizbroker   Want to buy a business without guessing? Get the free step by step video course plus private Skool community from a broker who has closed 600 plus deals. Join here : https://www.skool.com/business-acquis...