What Every Australian Investor Needs to Know about Property, Finance & the Federal Budget!

How do the recent Federal Budget changes impact Australian property investors? In this conversation, I sit down with Amit Valentine from Luval Financial Services to discuss how investors should be thinking about property, finance and long-term wealth creation in today's changing market. Rather than focusing on headlines, we unpack the fundamentals that actually drive successful investing, including supply and demand, borrowing capacity, cash flow, and the importance of having the right financial team around you. We also discuss why negative gearing should never have been the primary reason to buy property, why cash flow has become even more important, and how mortgage brokers, accountants, financial planners and buyer's agents all play a different role in helping investors achieve their long-term financial goals. In this episode we discuss: ✅ The biggest Federal Budget changes affecting property investors ✅ Why supply and demand still underpin Australian property values ✅ Why cash flow matters more than ever ✅ Existing property vs new builds ✅ Why rentvesting continues to make financial sense for many Australians ✅ Borrowing capacity and long-term finance strategy ✅ Common mistakes property investors make ✅ Why property investing should be viewed as a long-term wealth strategy ✅ The role of mortgage brokers, buyer's agents, accountants and financial planners Whether you're buying your first investment property or building a portfolio, this discussion is designed to help you think strategically rather than emotionally. If you enjoyed the episode, don't forget to Like, Subscribe and leave a comment with your thoughts on the recent Budget changes. 00:00 Welcome and Reunion 00:28 From School to Finance 01:57 Mortgage Broking Roots 03:02 Planning Client Journeys 04:18 Property Wealth Basics 05:06 Supply Demand Reality 06:08 New Builds vs Existing 07:35 Borrowing Capacity Shifts 09:05 Teamwork With Advisors 11:30 Common Buyer Mistakes 13:32 Rentvesting Mindset 17:04 Budget Reform Ripple Effects 18:48 Timeless Fundamentals 20:13 High Touch Client Service 25:30 Wrap Up and Contact