Insurance Policies You MUST Have in Germany (And 4 to AVOID)

#germany #jobsingermany #studyingermany Most people in Germany are either over-insured or dangerously under-insured. One accident, illness, or legal issue can wipe out years of careful financial planning. In this video, I break down 10 insurance policies everyone actually needs in Germany—and 4 common ones you can safely skip without risking your financial future. I explain what’s mandatory, what’s essential, and what’s just marketing, using simple worst-case scenarios so you can decide what truly makes sense for your life. Neustart Guide: A complete step-by-step guide to help you get settled in Germany: https://zerozerofournine.com/neustart... Download the FREE Beginner Guide to get started with German: https://zerozerofournine.com/start-de... Connect With Me: ◎ Website: www.zerozerofournine.com ◎ Instagram:   / zerozero_fournine   ◎ Facebook: https://www.facebook.com/profile.php?... 0:00 Intro 1:42 Health Insurance 2:55 Motor Vehicle Insurance 3:17 Statutory Pension Insurance 4:05 Personal Liability Insurance 5:00 Travel Health Insurance 5:37 Legal Protection Insurance 6:24 Occupational Disability Insurance 7:01 Term Life Insurance 7:56 Building Insurance 8:14 Pet Owner Insurance 9:02 Capital Linked Life Insurance 9:28 Equipment Insurance 9:47 Other Insurances None of this is meant to be construed as professional, or legal advice, it's for entertainment purposes only. The links above include affiliate commissions or referrals. The video is accurate as of the posting date but may not be accurate in the future.