Avoid These 5 Costly Retirement Habits in Canada

Book a call with me here: https://tinyurl.com/AKellermann Download my Free Retirement Investment Concepts Guide: https://www.alexkellermann.com/en-ca/... Most retirement mistakes in Canada aren’t dramatic. People rarely lose everything overnight. What actually happens is much quieter—and often far more expensive. Small retirement habits repeated year after year that slowly drain wealth through taxes, inflation, poor withdrawal sequencing, and outdated planning decisions. In this video, I break down 5 retirement habits quietly costing Canadians thousands of dollars, why these mistakes compound over time, and the retirement planning strategies many affluent Canadians use to avoid them. Here’s what you’ll learn: • Why CPP timing is one of the most important retirement decisions Canadians make • How early CPP claiming can permanently reduce retirement income • Why withdrawal sequencing dramatically affects retirement taxes • The hidden OAS clawback zone many retirees accidentally trigger • How TFSA withdrawals create retirement tax flexibility • Why holding too much cash quietly destroys purchasing power • The inflation risk many retirees underestimate • Why retirement plans should evolve over time • How RRIF withdrawals interact with CPP and OAS • The retirement income framework many Canadians use to improve flexibility and tax efficiency If you’re approaching retirement—or already retired—understanding how CPP timing, withdrawal sequencing, OAS clawbacks, inflation, and tax planning all interact could potentially save you tens or even hundreds of thousands over retirement. #retirementplanning #canadianretirement #cpp #rrif #tfsa #oas #oasclawback #financialplanning #wealthmanagement #retirementstrategy #retirementincome #taxplanning #canadianfinance #financialfreedom #retirementadvice #wealthbuilding #retirecanada #investmentplanning #inflation #retirementmistakes