Why Smart Ugandans struggle with Money

In this episode of Pesa Talk, I dive into the uncomfortable truth behind why many intelligent, hardworking Ugandans still find themselves financially stuck. It’s not always about income, it’s about behavior, pressure, and psychology. From family financial expectations and black tax culture to lifestyle inflation, silent debt, comparison, and emotional investing, this episode unpacks the real forces shaping our money decisions. Why do we upgrade lifestyles before building assets? Why do we invest out of fear or hype? And why do we feel shame talking about financial struggles? If you’ve ever felt financial pressure despite earning well, this conversation will challenge you to rethink how culture, emotion, and social expectations influence your wealth journey. Because building wealth isn’t just about what you earn it’s about how you think