I Earn £48K And My Mortgage Is Killing Me

🔥 Bought a home — and now trapped by mortgage stress? Here’s the reality. In today’s episode of Fix My Finances, we dive into the real money struggles of a 36-year-old based in Nottingham, earning £48,000 a year — and yet feeling completely trapped. Despite being a homeowner, rising living costs and a steep mortgage have left her living paycheck to paycheck. Whether you're struggling with mortgage payments, fighting lifestyle creep, or just trying to manage your finances better, this episode is packed with real-world advice you can apply today. ______________ [AD] Start your print-on-demand business on Printify today → https://printify.com/ ______________ RESOURCES MENTIONED 💭 Want your finances reviewed anonymously in a future video? 👉 Submit here: https://forms.gle/hwwrk26B2Yg8tRpv6 👉 Get my Simple income and expenses tracker sheet with preset formulas → https://famous-moon-161.myflodesk.com... 🔥 Get 10% OFF when you file your tax returns on TaxScouts → https://taxscouts.prf.hn/click/camref... 👉 Free Mortgage Readiness Checklist: https://famous-moon-161.myflodesk.com... ________________ 🎥 WATCH NEXT How Much I Made from Investing, My Savings Rate & Biggest Money Lessons    • How Much I Made from Investing, My Savings...   My 8 Sources of Income at Age 28 (Exact Numbers Revealed!)    • My 8 Sources of Income at Age 28 (Exact Nu...   ________________ ⚠️ Disclaimer: This video is not financial advice. I’m sharing my personal investment journey for educational purposes only. Always do your own research and consider speaking to a financial professional before making investment decisions. ________________ FOR COLLABORATIONS/SPONSORSHIPS Please get in touch with me [email protected] ____________________________ KEEP IN TOUCH Tiktok:   / thechiderapeters   Instagram:   / thechiderapeters   Twitter:   / chiderapeters_   ______________________________ MY GADGETS 📹 Camera https://amzn.to/4anHFop 🎤 Microphone https://amzn.to/3Jtw4Zv 📸 The Lens https://amzn.to/4aL0guE 💡The lights I use https://amzn.to/484rRqo 💻 The screen extension I use https://amzn.to/3EHDWqW ________________ TIME STAMPS 00:00 Intro 01:30 - Who is Jane? 02:22 - Income Overview 02:42 - Monthly Expenses Breakdown 04:46 - Savings and Current Debt 06:40 - Money Goals 08:55 - Major Red Flags 13:49 - Fixing her finances 16:54 - Let's talk, what would you do differently? Thanks for watching! #FixMyFinances #MortgageStress #HousePoor #PaycheckToPaycheck #BudgetingUK #PersonalFinanceUK #MoneyMistakes #DebtFreeJourney #FirstTimeBuyerUK #HomeownershipStruggles #LivingPaycheckToPaycheck #FinancialFreedom #SaveMoneyUK #UKFinanceTips #EmergencyFund #LifestyleCreep