Why Your Retirement Plan Doesn't Work Anymore (And Where It Still Does)

🌍 FIND YOUR RETIREMENT DESTINATION Retire Somewhere Better — Personalized Quiz 4 minutes. 27 countries. Your top 3 matches. 👉 https://canucksabroad.co/products/ret... ✈️ ALREADY KNOW ALBANIA IS YOUR MOVE? Arrival packages from $45 — vetted driver, SIM card, soft landing. 👉 canucksabroad.co/products 📩 REAL TALK ON RETIRING ABROAD → canucksabroad.co/newsletter 💬 LIVE Q&A — Last Sunday of every month, right here on this channel. You did everything right. You worked, you saved, and you expected the default plan to work. But when you look at the numbers today, the math simply isn't adding up. The truth is, you didn't miss a memo—the settings changed while you were playing the game. Between soaring housing costs, inflation, and a widening gap between wages and the cost of living, the traditional retirement model in the US and Canada has quietly collapsed. But retirement doesn't have to happen where you were born. In this video, I’m breaking down the raw, unvarnished reality of what it actually costs to live well abroad. I’m sharing my real monthly expenses living in Tirana, Albania—from my €450 3-bedroom apartment to the daily reality of currency conversion and local markets. You don't have to accept a lower standard of living just because the default settings at home are broken. ⏱️ TIMESTAMPS 0:00 👉 Something’s Off — Why retirement math doesn’t add up anymore 1:03 📉 Retirement Math Changed — What worked for your parents no longer works today 1:52 💸 Savings Reality Check — Half of Americans near retirement have under $10k saved 3:07 🙅 Not Your Fault — The game changed while you were playing it 4:06 🇨🇦 Why I Left Canada — Doing the math led me to Albania 6:03 🏡 Real Costs in Albania — €450 for a 3‑bedroom apartment + cheaper fresh food 7:49 ✅ Ratios Finally Make Sense — Earning in USD + local currency makes life affordable 8:06 🌍 Other Retirement Options — Portugal, Colombia, Thailand, Malta & more 8:42 🐝 The Real Process — Visas, frustrations, learning curve… and even bees 9:17 🔑 Retirement Residency Shift — Your dream retirement hasn’t vanished, it just moved 10:07 ✈️ Arrival Packages — From vetted drivers to full soft‑landing experiences If this real look at life abroad resonated with you, hit that Subscribe button—we're just getting started. 📂 ESSENTIAL VIDEOS TO WATCH NEXT: Albania Visa Options & Residency Process Breakdown:    • Albania Residency 2026: Which Visa Is Righ...   Tirana Neighborhood Guide: Where to Live:    • Where to Live in Tirana: Best Neighborhood...   Can you move to Albania on a Budget?:    • Can You Move to Albania on a Budget? The E...