65세 이상 절세 끝난다, 1000만원 벌면 세금 162만원 내야.. [재테크숟가락]

⚡ Key Points Selected by AI Changes to Tax-Exempt Comprehensive Savings Eligibility: Starting in 2026, eligibility will be limited to Basic Pension recipients, not all seniors aged 65 and older. Reduction in Tax Exemption for Mutual Finance: Starting in 2026, a 5% separate tax (increasing to 9% in 2027) will be applied to associate members with a total salary exceeding 50 million won. For associate members with a total salary of 50 million won or less, the existing tax exemption will be extended until the end of 2028. 🤖 AI Summary Financial benefits for seniors aged 65 and older will be reduced starting in 2026. ✔️Tax-Exempt Comprehensive Savings: Before: Anyone aged 65 and older is exempt from tax on financial income up to 50 million won. After: Only Basic Pension recipients are eligible. Response: Benefits will be maintained if you enroll by 2025. ✔️Tax Exemption for Mutual Finance: Before: Virtually tax-free (1.4% special tax for rural and fishing villages). After: For total income exceeding 50 million won, a separate tax of 5% will be applied starting in 2026, and 9% starting in 2027. For total income below 50 million won, the tax exemption will remain in effect until 2028. This tax reform will reduce tax-saving options for seniors. 🎥Timeline 00:00 Opening 00:11 Reduction in eligibility for tax-exempt comprehensive savings 3:52 Reduction in tax-exempt benefits for mutual finance ✉️Lecture and collaboration inquiries [email protected]