10 LIÇÕES que aprendemos MUITO TARDE na VIDA! (e que fazem muita diferença...)

1) Being rich is laborious, not complex It is easy for us to fall into the fallacy that wealth is something complex to achieve. That it is difficult to raise money, that it is difficult to invest both in the stock exchange and even in the direct treasury ... But reality goes way beyond that. Being rich is not complex. Being rich is laborious. And the reality is one: the job that wealth requires of you is the job of you being willing to make the sacrifices you need to be rich. There is no secret. Wealth will not require you a magic formula, or anything like that. 2) Time is scarce - but it should not be misused Time is our only asset that, with each passing second, is even more scarce. You can not make up for lost time, and when that notion only comes to us when we are adults, it can be a sign of trouble. 3) There is no stability Sometimes we think it is possible to achieve stability. That life can be a straight line, where everything that happens is expected. Many people think so when they choose to opt for some public office ... and many people also think so when they determine that their goal is to achieve financial independence. However, it is a fact: stability does not exist. Life is not a straight line, on the contrary: life is made of volatilities. 4) Antifragility vs. resilience (and because debts can be bad) There is one thing that takes so long for us to learn, that it is just that we go beyond resilience and become anti-fragile. And it's not that resilience is not important. It's super important that we be resilient and not throw the towel on our first flaw. And because another very important lesson that success gives us is that although a lot of people find success and failure to be in opposite directions, failure actually lies between you and success. But many people erroneously preach for a long time that the key to success is resilience. It is not. 5) It is not the focus that makes the difference, it is the flow Focus. You've probably heard that a key to success is having focus. 6) Illusion of finding that hard work is enough There is even a story with Nassim Taleb, the guy who brought the anti-frankness to the surface, about it. When Taleb decided that he needed to do something to lose weight, he considered many sports to practice - but he eventually chose swimming as he believed that professional swimmers had well-defined and elegant bodies. But as he began to practice swimming, he realized one thing: swimmers did not have a well-defined and perfect body for the sport because of swimming proper. They had the body that way because they were just born that way. 7) Change the regret by learning Many people constantly live in the state of repentance. Look at the price of bitcoin, and think "Dude, if I had invested there in 2011 ..." Then if we go there and get an investment, "Well, if I had invested more ..." And the point is: we live full of regrets, but few of our regrets we turn into learning, in fact. We stay very much in the "what if" of the past and forget the "what if I do from now on ..." of the future. 8) Money is a means, not the end. There are people who arrive at the end of their lives, but they do not understand this. I experienced people close to me who died without understanding. And the idea is simple: money is a medium, it is a facilitator. It is the resource we have for us to achieve our goals in life. It can not be our biggest goal. 9) Skin in the game Every day, in many different ways, we are inundated with information - as well as opinions. But many of these opinions have a huge scourge: the lack of "skin in the game", that is, the lack of "skin at stake". And we have to incorporate this into everything in our lives. We have to be very careful about the opinions of people who do not have their skin at risk. Even because it is very easy to recommend something that I do not follow. The damage will be only yourself. 10) No one takes better care of your money than you A very common thing is people always think they are not ready to make a decision, especially when it involves money. And not that this is wrong ... We are never 100% prepared. The problem is that in many cases people end up looking to fill that gap by leaving their money in the hands of a third party. Leave it in the hands of the bank manager, or the investment adviser, or in the hands of an analyst's recommended portfolio ... In the end, nothing works. Social networks: BLOG - http://oprimorico.com.br YOUTUBE (sign up) - http://bit.ly/1S6WMoM FACEBOOK (curtir page) -   / oprimorico   TWITTER:   / thiagonigro   INSTAGRAM:   / thiago.nigro   PODCAST:   / thiagonigro