Nieoczekiwane koszty dziedziczenia nieruchomości

Quick contact with the law firm: +695 560 425, https://kancelaria-klisz.pl/, Email: [email protected] 📎You can find a fundraiser for Nikola's rehabilitation here: ❤️ https://www.siepomaga.pl/nicol-dembna Unexpected costs of inheriting real estate – know them before you accept the inheritance Inheriting real estate – whether an apartment or a house – sounds like a dream come true. In practice, however, inheriting a property can also mean expenses and risks that many people don't consider. In this video, legal counsel Anna Klisz shows the costs and responsibilities that await every inheritor. You'll learn, among other things: 🔹 What court and notary fees apply when inheriting real estate 🔹 When inheritance tax is due and how to avoid it 🔹 Why it's worth checking the land and mortgage register of the inherited property 🔹 What debts and arrears can be "hidden" in an inherited apartment 🔹 What family and neighborhood problems are often associated with an inheritance 1️⃣ Formalities: court, notary, and land and mortgage register The first step after the testator's death is to confirm the inheritance – either in court or with a notary. 💠 Notary inheritance certificate: several hundred zlotys 💠 Court order: approximately 100 PLN (significantly more in disputes – expert opinions, e.g., a graphologist, are also available) 💠 Land and mortgage register entry: approximately 200 PLN If the estate is shared by multiple inheritors, there are additional costs for estate division and any sibling repayments. 2️⃣ Inheritance Tax – When to Pay and When Not to Pay 💠 Immediate family (children, spouse, parents, grandchildren) can avoid the tax, but must report the inheritance to the tax office within 6 months. 💠 Late filing means a tax rate of 7 to 12% of the property's value. 💠 More distant relatives – e.g., cousins ​​or uncles – are subject to higher rates regardless of the deadline. 3️⃣ Debts and Hidden Liabilities When you inherit an apartment, you also assume the debts associated with it. 💠 The land and mortgage register reveals, among other things, mortgages to banks or the State Treasury. 💠 Not all liabilities will be listed there – for example, overdue rent, electricity, gas, water bills, or unpaid loans. 💠 Therefore, it is necessary to check the documents with the building manager, the housing association, and utility providers. 4️⃣ Fixed Maintenance Costs 💠 From the moment of the deceased's death, you are the owner of the property, even without completing the formalities. 💠 This means you are obligated to pay rent, property tax, and utility bills, even if the apartment is empty. 💠 Arrears accumulate with interest – the sooner you sort out the formalities, the better. 5️⃣ Non-cash costs – family and neighbor conflicts Inheritance isn't just about money. Very often, inheriting real estate causes family disputes. 💠 Example: siblings inherit a house. One lives on the property and doesn't allow the others in, even though they have the same right. 💠 Or three heirs can't agree on whether to sell, lease, or keep the house. 💠 Such conflicts can last for years, leading to costly lawsuits and damaging family relationships. 6️⃣ Selling an inherited property – more pitfalls 💠 Selling an apartment within 5 years of purchase can result in 19% income tax. 💠 Fortunately, this period includes the time the property belonged to the deceased – this often allows tax avoidance. 💠 Additional expenses: agent's commission, notary fees, and potential renovations. Before you decide to inherit real estate, be sure to understand all the costs—both financial and emotional. This video is a practical guide that will help you avoid the most common pitfalls and make an informed decision about accepting an inheritance. ✅ SEO keywords: real estate inheritance, inherited apartment, inheritance costs, inheritance tax, inheritance debts, selling an inherited apartment, notary fees, inheritance division. TABLE OF CONTENTS: 00:00 Introduction 02:23 Costs of Inheriting an Apartment 04:05 Court Costs Related to Inheritance 07:29 Costs Related to Property Maintenance 08:35 Debts Related to Property as Disclosed in the Land and Mortgage Register 11:21 Other Debts Related to Property 12:32 Non-cash Costs 14:46 Selling Property – It Costs Too CONTACT: https://prawo-spadkowe-wroclaw.pl/ Law Firm Wrocław - Anna Klisz - Inheritance and Real Estate Law Address: ul. Kazimierza Wielkiego 1, 50-077 Wrocław Phone: +48 693 787 806 Email: [email protected] I also handle cases in: WARSAW: http://prawo-spadkowe-warszawa.pl/ KRAKOW - https://prawo-spadkowe-krakow.pl/ POZNAŃ - https://prawo-spadkowe-poznan.pl/ KATOWICE - https://prawo-spadkowe-katowice.pl/ GDAŃSK - https://prawo-spadkowe-gdansk.pl/ BYDGOSZCZ - https://probate-law-bydgoszcz.pl/ #probatelawrocław #probatelawpoznań #probatelawkatowice #probatelawgdańsk #probatelawwarsaw #probatelawkrakow #probatelawbydgoszcz