Como funciona a Amortização nos financiamentos "Minha Casa Minha Vida"

For those of you who have a home loan under the "Minha Casa Minha Vida" program, you know that one of the best tools to pay off your debt is the well-known Extraordinary Amortization. However, despite being a well-known topic among real estate agents and the real estate market as a whole, many phrases and statements are repeated without due care on the subject, which can often lead both the real estate agent and the client to a mistaken understanding of the subject: Amortization. I have heard from several clients and followers that making their contract using the SAC table is much more advantageous than using the PRICE table. Since amortization means paying the last installments, having a system like SAC, where the last installments are smaller, would end up favoring the payment of more installments with the same value, compared to the PRICE table which would keep the last installments at the initial levels. This is certainly one of the biggest and most common mistakes people make when trying to correlate the SAC and PRICE amortization systems with the extraordinary amortizations that occur in the Minha Casa Minha Vida program. In a very practical and clear way, I – Mauro Augusto – will show you on my screen the calculations of the evolution of a Minha Casa Minha Vida contract using both the SAC and PRICE tables. And I can tell you right now that, in addition to not losing to the SAC table, the PRICE table is far superior when it comes to extraordinary amortization, both in Minha Casa Minha Vida contracts, as I mentioned, and in any other. 🚨 IMPORTANT LINKS 🚨    • Como DIMUNUIR pela METADE o valor da ENTRA...      • Descubra porque a Tabela PRICE é a Melhor ...   https://www.corretordiamante.com 👇 Follow me also on: 👇 Haus Credi -   / hauscredi   Faculdade Diamante -   / faculdadediamante   ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ 00:00 - How Amortization Works in "Minha Casa Minha Vida" Financing 02:45 - The Logic of Amortizations in Financing 04:20 - Simulating the Amortization in the SAC Table 09:22 - The biggest mistake about amortization 11:30 - Simulating amortization in the PRICE Table 13:37 - Settling a 30-year loan in just 3 years 17:20 - The amortization structure in PRICE 19:55 - SAC vs PRICE - Which is better? #minhacasaminhavida #amortization #SAC #PRICE #casaverdeeamarela #housing #bankcorrespondent #caixacorrespondent #caixaaqui #amortizationsystem #bankfinancing #realestatecredit #housingcredit #caixaeconomica