10 Jahre Zinsbindung? Glaub nicht alles, was dir die Bank erzählt!

#HomeFinancing #InterestRates #RealEstate 👉 Request a free consultation on home financing: https://www.faktorwir.de/kontakt/erst... ▬ Watch the video ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ Many banks recommend a 10-year fixed interest rate for home financing. This seems flexible and secure, but can cost you tens of thousands of euros in the long run. In this video, we'll show you a concrete example of why a 20-year fixed interest rate can be cheaper despite a higher initial interest rate. You'll learn how the remaining debt, the follow-up interest rate, and the monthly payment develop, what risks actually arise after 10 years, and why the statutory right of special termination under Section 489 of the German Civil Code (BGB) is a crucial advantage with longer fixed interest rate periods. This video will help you strategically choose the right loan term for your mortgage, instead of relying on standard recommendations. Timecodes: 0:00 10-year fixed interest rate. Don't believe everything you hear. 1:24 The myth of the 10-year fixed interest rate 1:58 Example calculation: €400,000 purchase price 2:25 Option A – 10-year fixed interest rate 2:58 Option B – 20-year fixed interest rate 3:21 Cost comparison over 20 years 3:36 Factors you need to consider 4:15 Special right of termination according to §489 of the German Civil Code (BGB) 4:55 Conclusion Video recommendation: Our free online course – The path to your first home:    • 1. Vorüberlegungen Immobilienkauf von A-Z   ▬ About our channel ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ As independent mortgage brokers, we compare over 400 banks for you – completely free of charge and transparently. In our videos, we show you what really matters when it comes to financing real estate – explained simply and to the point. Please note: Our videos do not replace individual consultation. We are happy to provide you with a personal assessment of your financing options – online, by phone, or in person. ▬ Contact ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ Want to know how working with us works? Video explaining the process:    • Baufinanzierung bei Faktor Wir - so läuft ...   Phone: +49 2202 / 186 66 02 Email: [email protected] In person: Reuterstraße 134, 51467 Bergisch Gladbach Website: https://www.faktorwir.de