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LIVE | Kharcha Paani | In this episode of Kharcha Pani, we explain the latest update around EPFO and PF contribution rules, and what it could mean for salaried employees in India. The Employees’ Provident Fund Organisation has clarified that mandatory PF contribution will be calculated only up to the wage ceiling of ₹15,000, which means the compulsory monthly PF contribution may be capped at ₹1,800. But what does this mean for your in-hand salary? Will employees get more money every month? Will retirement savings reduce? And who benefits more from this change — employees or employers? We break down how Provident Fund works, what basic salary means, how PF deduction is calculated, and how the new PF contribution limit can impact your salary slip. We also explain the difference between mandatory PF and Voluntary Provident Fund, or VPF, for those who still want to invest more for long-term retirement savings. Apart from the PF update, today’s bulletin also covers Apple restarting card payments in India for App Store and iCloud after complying with RBI tokenization rules. We explain what tokenization means and why Apple had stopped card payments earlier. The episode also looks at Gujarat’s Morbi ceramic industry, where many factories are shifting from LPG to LNG due to supply concerns linked to Middle East tensions. We explain why this matters for ceramic production, fuel costs, and employment. Watch the full episode to understand how these financial and business developments can impact employees, companies, consumers, and industries in India. The copyright ownership in the video rests with India Today Group. No third party is permitted to use the video without obtaining the permission of India Today Group. Any permission for usage can be obtained through the email ID provided here: [email protected]. न्यूज़ लेटर के लिए क्लिक करें : https://www.thelallantop.com/newsletter खबरों को विस्तार से पढ़ने के लिए क्लिक करें यहां : https://www.thelallantop.com/ Follow us on Facebook: / thelallantop Follow us on X: https://x.com/TheLallantop Follow us on Instagram: / thelallantop Production: Saurabh Pal Video Editor: Sameer Khan

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