PM Mudra Yojana क्या है? | ₹20 Lakh Loan Without Collateral | #ssc #upsc #railway #govtschemes

🎯 इस Video में जानें PM Mudra Yojana (PMMY) के बारे में सब कुछ — Launch से लेकर Latest Updates तक! UPSC, SSC, Railway, Banking और सभी Competitive Exams के लिए Complete Analysis! ━━━━━━━━━━━━━━━━━━━━━━ 📌 PM Mudra Yojana — Key Facts at a Glance: ━━━━━━━━━━━━━━━━━━━━━━ 🔹 Full Form: Pradhan Mantri Micro Units Development & Refinance Agency Yojana 🔹 Launch Date: 8 April 2015 — PM Narendra Modi द्वारा 🔹 Ministry: Ministry of Finance (Department of Financial Services) 🔹 Implementing Body: MUDRA Ltd. (SIDBI की Subsidiary) 🔹 Objective: "Funding the Unfunded" — Collateral-Free Loan to Micro Entrepreneurs 🔹 Eligible Sector: Non-Corporate, Non-Farm Micro & Small Enterprises 🔹 Max Loan: ₹20 Lakh (Budget 2024-25 में ₹10 Lakh से Raise हुआ) 🔹 Total Loans Sanctioned: 52+ Crore | Total Amount: ₹32+ Lakh Crore 🔹 Women Beneficiaries: 68% loans महिलाओं को मिले 🔹 Budget 2025-26 Allocation: ₹6,050 Crore ━━━━━━━━━━━━━━━━━━━━━━ 🗂️ 4 Loan Categories (Shishu to Tarun Plus): ━━━━━━━━━━━━━━━━━━━━━━ 🐣 SHISHU — Up to ₹50,000 | New Startups के लिए 📈 KISHOR — ₹50,001 to ₹5 Lakh | Growing Business के लिए 🏭 TARUN — ₹5 Lakh to ₹10 Lakh | Established Business के लिए 🚀 TARUN PLUS — ₹10 Lakh to ₹20 Lakh | Tarun Loan Repay कर चुके Entrepreneurs के लिए (Launched: 24 October 2024 | Covered under CGFMU) ━━━━━━━━━━━━━━━━━━━━━━ 🏗️ इस Video में क्या Cover होगा? ━━━━━━━━━━━━━━━━━━━━━━ ✅ PMMY क्यों Launch हुई? — Background & Need ✅ MUDRA Full Form & Structure ✅ Shishu, Kishor, Tarun, Tarun Plus — सभी Categories ✅ Loan के लिए कौन Apply कर सकता है? — Eligibility ✅ कैसे Apply करें? — Online (Udyamimitra.in) & Offline ✅ MUDRA RuPay Card क्या है? ✅ Lending Institutions — Banks, RRBs, NBFCs, MFIs ✅ Credit Guarantee Fund for Micro Units (CGFMU) ━━━━━━━━━━━━━━━━━━━━━━ 💡 Latest Updates 2025: ━━━━━━━━━━━━━━━━━━━━━━ 🆕 Tarun Plus Category — ₹10L to ₹20L (Oct 2024 से लागू) 🆕 Homestay Properties के लिए MUDRA Loan (Budget 2025-26) 🆕 FY25 में 4.79 Crore Loans — ₹5.02 Lakh Crore Sanctioned 🆕 CGFMU Coverage — Tarun Plus तक सभी Loans Collateral-Free 🆕 10 साल में 52+ Crore Accounts, ₹32+ Lakh Crore Disbursed ━━━━━━━━━━━━━━━━━━━━━━ 📖 यह Video किनके लिए है? ━━━━━━━━━━━━━━━━━━━━━━ ✅ UPSC Prelims & Mains 2025-26 ✅ SSC CGL / CHSL / MTS ✅ IBPS PO / Clerk / RRB ✅ Railway NTPC / Group D ✅ State PCS Exams ✅ Defence Exams (NDA, CDS) ✅ School & College Students ✅ Entrepreneurs जो Mudra Loan लेना चाहते हैं 🔔 Subscribe करें | Bell Icon दबाएं 👍 Like करें | 📤 Share करें | 💬 Comment में बताएं — क्या आपने या आपके किसी जानने वाले ने Mudra Loan लिया है? #PMMudraYojana #MudraLoan2025 #PMMY2025 #PMMudraYojana #MudraLoan2025 #PMMY2025 #PradhanMantriMudraYojana #मुद्रालोन #MudraLoanApply #ShishuLoan #KishorLoan #TarunLoan #TarunPlus #CollateralFreeLoan #MUDRARuPayCard #CGFMU #UdyamiMitra #FundingTheUnfunded #MicroEnterpriseLoan #MSMELoan2025 #WomenEntrepreneurs #CentralGovtScheme #UPSC2025 #UPSCCurrentAffairs #SSCExam #RailwayGK #IBPS2025 #StatePCS #GovtSchemes2025 #GKHindi #CompetitiveExams #सरकारीयोजनाएं #CurrentAffairs2025 #BankingAwareness #पीएममुद्रायोजना #मुद्रायोजना2025 #केंद्रसरकारयोजना #महिलाउद्यमी #लघुउद्योगलोन #सरकारीलोन #आत्मनिर्भरभारत #उद्यमीमित्र