The Hidden €5,000 Cost of Freelancing in Belgium

Start For Free with Accountable until 30/06: https://www.startforfree.be/en/?utm_m... Getting set up as a freelancer in Belgium is one thing, figuring out how it all works after that is another. Between VAT rules, required insurance, and sick leave, things get confusing fast. I went through this myself after getting started back in 2020. So in this video I’ll break down how VAT actually works, what insurance you need, and what you can expect in terms of benefits in 2026. By the end, you’ll be navigating the Belgian system like a pro. I should mention that this video is Part 2. If you haven’t yet set up your business, I recommend watching part one after this video:    • I Thought Freelancing in Belgium Would Be ...   Timestamps: 0:00 Setting things up 0:54 Other freelancers' take 1:56 VAT registration 2:40 Accounting for dummies 3:56 When to hire an accountant 6:59 Essential insurance 7:35 Taxes... 8:42 A local chimes in 9:57 Employee v. freelancer 11:51 Social contributions 12:55 Increased profit problem 14:23 How to thrive here 18:51 Common traps Erika's Instagram: @‌Erikamingli Isotta's instagram: @‌thenest.physio W: https://www.alexandratempletonfit.com/ IG:   / allyt.fit   Helpful links: Expatica.com https://www.expatica.com/ Belgian Visas 101 https://www.expatica.com/be/moving/vi... Freelancing in Belgium Blog https://www.expatica.com/be/working/s... How to apply for a Belgian visa https://feather-insurance.com/en-be/b... If you enjoyed this video, you might also like: Brussels Living Guide: Where to Rent, What It Costs & How It Works!    • Brussels Living Guide: Where to Rent, What...   Do You Need French or Dutch to Live in Brussels?    • Do You Need French or Dutch to Live in Bru...   Belgium Visa Explained: Your Complete Guide 2026    • Belgium Visa Explained: Your Complete Guid...   6 Years in Brussels - 6 Things I Love & Hate    • 6 Years in Brussels - 6 Things I Love & Hate   I am very grateful to be able to do what I love every day. Thank you to everyone who has been a part of this journey and for making this community so special.