【家計簿公開】ローン3100万！共働き手取り45万でランクルを買った我が家の末路

[Household Budget Revealed] This is the real survival strategy of a working couple in a rural area who bought their dream Land Cruiser 250 while burdened with a total loan of 31 million yen. We'll expose everything: the perfect repayment plan of a family of four with a net income of 450,000 yen per month, with zero accelerated payments, and the unexpectedly high maintenance costs of the Land Cruiser that severely hindered it (the ultimate outcome). Questioning the common sense that "debt should be paid off quickly," what is our family's unique "underdog strategy" that turns the ultra-low interest rate mortgage (Flat 35) and car loan (an astonishing 15-year loan) to our advantage? And be prepared to be shocked by the total annual maintenance costs, including the exorbitant gasoline prices and skyrocketing car insurance premiums that emerged after delivery… We hope this will be helpful for working households who want to balance household budget management and asset management (Tsumitate NISA) with hobbies and family time! Please share your own loan realities and maintenance costs in the comments section! ━━━━━━━━━━━━━━━━ 📺 Recommended Related Videos ━━━━━━━━━━━━━━━━ [Bonus Revealed] 640,000 Yen in Take-Home Pay Disappears in an Instant. A 40-something working couple's household budget: Unable to save money due to Land Cruiser loan and mortgage.    • 【ボーナス公開】手取り64万が一瞬で消滅。ランクルローンと住宅ローンで貯金できない4...   [Household Budget Revealed] Household finances collapse after Land Cruiser delivery. 4 family members with a balance of 680,000 yen. November Household Budget of a Dual-Income Couple with a Mortgage and Car Loan    • 【家計簿公開】ランクル納車後に家計崩壊。家族4人で残高68万。住宅ローンとカーローン...   [Household Budget Revealed] Accident Just Before Delivery of Land Cruiser... Maintenance Costs Exceed 60,000 Yen, Putting a Dual-Income Couple's Budget on the Brink of Collapse!?    • 【家計簿公開】ランクル納車直前に事故…維持費6万円超えで40代共働き家計が崩壊寸前!?   ⭐️Subscribe to Pinosuke's Channel Here (Don't Miss the Latest Videos!) https://www.youtube.com/@pinosuke-kak... ━━━━━━━━━━━━━━━━ ━━━━━━━━━━━━━━━━ #RetirementBankruptcy #HowMuchIsMyPension #DualIncomeCoupleInTheir40s #PensionSimulation #20MillionYenRetirementProblem #Mortgage #LandCruiser #PinosukeHouseholdBudget #HouseholdBudgetReview #DualIncomeCoupleInTheir40s #Mortgage #CarLoan #CannotSave #HouseholdBudgetRevealed#