The 5 jobs every dollar in your portfolio should have
Most portfolios are a pile of positions someone liked at the time. Sam Silverman makes the case that every dollar you own should have a defined job, then walks through the five jobs and how the mix should shift depending on where you are in life. Recorded live from a Mechanics of Money investor session. Chapters 0:00 Why every dollar needs a job 2:04 The five jobs of a portfolio 4:31 Job 1: income you can live off 5:18 Job 2: growth and the cash flow trade-off 6:45 Job 3: tax efficiency 8:47 Job 4: liquidity and runway 10:31 Job 5: asymmetric bets 11:47 Matching your portfolio to your stage of life 15:56 Inside Sam's personal portfolio 19:39 Subcategories and liquidity windows 21:15 How private market deals actually pay you 26:20 Clawbacks and manager alignment 28:17 Why a manager with income can be the safer bet 29:10 Recap: give every dollar a job 29:50 Live Q&A: advice for emerging managers 31:33 Q&A: how much manager compensation is fair 33:41 Q&A: handling a sudden windfall 34:37 Q&A: SPV vs. multi-asset fund 37:37 Q&A: replacing a W2 income in five years 41:04 Q&A: biggest beginner mistakes 42:28 Q&A: finding qualified investors Mechanics of Money is a podcast of Silverman Capital, a private markets allocation platform built for family offices, accredited investors, and high-income professionals. Subscribe for new episodes every week, and join the newsletter for written breakdowns and upcoming session invites: https://mechanicsofmoney.co This content is for educational purposes only and is not investment, legal, or tax advice. All figures discussed are illustrative.

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